About Us and What We Do

We use our expertise to support clients on their path to financial well-being.

Offering independent financial advice, planning, and guidance, we can help individuals, families, and corporate clients. Our services include personalised financial strategies and employee benefits solutions tailored to each client’s unique needs. Building long-term relationships is key to our approach, and we recommend annual reviews with your adviser to ensure that your financial plan continues to align with your goals, remaining effective over time.

Our values

It’s not just what we do, it’s how we do it that makes us stand out. At DGS we pride ourselves on being honest, open, trustworthy professionals with a strong code of ethics, prioritising our clients best interests.

These core values – integrity, transparency and client-focused approach – are embedded in every solution we offer and every relationship we build.

If we make a promise, we’ll keep it. We will always act in your best interest and do what is right for you

We are completely open about the advice we give and are accountable to our clients. We’ll always give you the information you need to make informed decisions.

We take the time to understand every client’s unique circumstances and goals, offering a personalised service and building valued long-term relationships.

Award-winning financial advice

Recognised as Top Twenty in the FTAdviser Top 100 Financial Advisers list 2025, Top 100 for 2024, and Top Ten for 2023. You can trust DGS to offer an exceptional standard of service to our clients. We’re proud to hold a number of other accreditations, memberships and awards that reflect the quality and integrity of our approach.

Where we work

With the help of videoconferencing and remote working technology, we can help clients all over the United Kingdom. When you book a consultation with us you can choose to meet online, in person at one of our offices or at a mutually convenient location.

London

0208 524 8521

2 Crown Buildings, The Green, Chingford, London E4 7EX

St Albans

01727 514444

6 Parkway, Porters Wood, St Albans, Hertfordshire, AL3 6PA

Midlands

01530 567020

2 Lower Packington Road, Ashby de la Zouch, Leics LE65 1GD

What does being Chartered mean?

We are proud to be a chartered firm, committed to an ethical code that underpins broader commitments to professional values. These include putting your interests first, investing in the ongoing development of our staff’s technical skills and knowledge, and supporting wider initiatives that benefit society as well as the growth of our profession. 

Testimonials

I approached DGS for advice on my Pension. Steve was very knowledgeable and took time to explain suitable recommendations and investments, which I have been extremely happy with. I have found Steve and the team at DGS very professional. They keep me up to date on a regular basis with how my pension is performing and other useful industry information. I feel I can trust Steve/DGS to do the best for me and have subsequently recommended a number of friends who are also now DGS clients.

Mr W, Enfield

I have arranged a number of buy to let mortgages with DGS IFA Ltd over the last 3 years and been very satisfied with the quality of advice offered and with the level of service provided. I have also recommended them to friends and family.

Melvyn, Landlord, Hertfordshire

Andy Wray has been my Financial Adviser for many years and has been completely reliable in every way. He has asked useful, wide-ranging and perceptive questions to establish what sort of investments would suit best and he has explained the options very clearly. His advice has been completely tailored to my needs and has produced excellent long-term results in spite of recessions, Covid and other obstacles to growth. His guidance has also given me considerable peace of mind, which is invaluable. I would thoroughly recommend him to anyone who needs expert financial advice.

Mrs H, Hertfordshire

I would like to provide feedback on the excellent professional service that Sara Titmus has provided. Sara has been my financial advisor for many years now and recently assisted with setting up a new mortgage, life insurance and critical cover to support the selling and buying of a new property. Sara at all times displays a very professional reliable service, consistently responds immediately to communication and provides clear sound advise. Sara is a credit to the profession who displays excellent work ethics.

Mrs White, Essex

I approached DGS for advice on my Pension. Steve was very knowledgeable and took time to explain suitable recommendations and investments, which I have been extremely happy with. I have found Steve and the team at DGS very professional. They keep me up to date on a regular basis with how my pension is performing and other useful industry information. I feel I can trust Steve/DGS to do the best for me and have subsequently recommended a number of friends who are also now DGS clients.

Mr W, Enfield

I have arranged a number of buy to let mortgages with DGS IFA Ltd over the last 3 years and been very satisfied with the quality of advice offered and with the level of service provided. I have also recommended them to friends and family.

Melvyn, Landlord, Hertfordshire

I would like to provide feedback on the excellent professional service that Sara Titmus has provided. Sara has been my financial advisor for many years now and recently assisted with setting up a new mortgage, life insurance and critical cover to support the selling and buying of a new property. Sara at all times displays a very professional reliable service, consistently responds immediately to communication and provides clear sound advise. Sara is a credit to the profession who displays excellent work ethics.

Mrs White, Essex

News and updates from DGS

Contact us for a free consultation

How can we help you? Fill in our contact form for an initial, no-obligation meeting or call.