News & Views - DGS Chartered Financial Planners

News & Views

Election Update 14th June 2024

This week, the election campaign grew in policy substance, as the major parties published manifestos detailing their visions for the UK, and leaders were interviewed and visited key constituencies. As expected, tax plans were a major talking point for all parties.

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News in Review Wednesday 12th June 2024

Last Tuesday, figures from the latest Barclays Consumer Spend Report revealed that consumer card spending fell to a three-year low in May. As households continue to feel the squeeze, overall spending grew by just 1.0% for the month, its lowest rise since February 2021.

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Election Update 7th June 2024

The second full week of the campaign began with Monday’s YouGov poll projecting the Labour Party was on course to win 422 seats, securing the biggest parliamentary majority since 1924, when Stanley Baldwin was elected. The poll predicted the Conservative Party would win 140 seats, the Liberal Democrats 48 seats and the Scottish National Party […]

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News in Review Wednesday 5th June 2024

The UK experienced a modest rebound in house price growth in May, according to the latest Nationwide House Price Index, released on Friday. Prices rose by 0.4% month-on-month to reach an average house price of £264,249. The annual growth rate picked up to 1.3%, from 0.6% in April.

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Economic Review May 2024

Last month’s release of first-quarter gross domestic product (GDP) statistics confirmed the UK economy has now exited the shallow recession entered during the latter half of last year, while survey evidence suggests private sector output has continued to expand across the past two months.

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Residential Property Review May 2024

The property market continues to find its feet after a difficult 2023, with buyers remaining cautious due to the higher cost of borrowing.

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Commercial Property Market Review May 2024

Data from Jones Lang LaSalle (JLL) shows that the central London office market had a slightly weaker start to the year.

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News in Review Wednesday 29th May 2024

Last Wednesday, hot on the heels of fresh inflation data, Prime Minister Rishi Sunak took to a rain-soaked Downing Street podium to announce the date of the General Election – which is due to be held on 4 July. The countdown is on. The statement signals the start of intense campaigning for 650 Parliamentary seats […]

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News in Review Wednesday 22nd May 2024

New research from the Resolution Foundation has shone a light on the impact of inflation on the UK economy. The prolonged spike in inflation has ‘left British households spending less and saving more’ as elevated prices have affected spending behaviour, living standards and public finances.

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News in Review Wednesday 15th May 2024

Last week, during their third meeting of the year, the Bank of England’s (BoE’s) Monetary Policy Committee (MPC) voted to retain Bank Rate at 5.25% by a majority of seven to two. Two members of the committee preferred to reduce the rate by 0.25 percentage points, to 5%.

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News in Review Wednesday 8th May 2024

The recently released Lloyds Bank’s Business Barometer has revealed that during April overall business confidence was consistent at 42%. The confidence recording remains considerably higher than the Barometer’s long-term average of 28%. In the last year, only the reading in January 2024 has seen businesses reporting higher levels of confidence (44%).

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Economic Review April 2024

Official statistics published last month showed the UK economy returned to growth in the first two months of 2024, while more recent survey data suggests the recovery from last year’s shallow recession continues to gather momentum.

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News in Review Wednesday 1st May 2024

Sentiment in the manufacturing sector took a positive upturn in April, with output expectations hitting a six-month high, according to the latest Industrial Trends Survey, released by the Confederation of British Industry (CBI) last week.

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Residential Property Review April 2024

A survey by Savills has found that the prospect of the UK General Election has not put off the majority of home movers.

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Commercial Property Market Review April 2024

Latest research from Cluttons indicates that vacancy rates hit 4.1% at the end of 2023 – up from 3.8% in September

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News in Review Wednesday 24th April 2024

New data from the Office for National Statistics (ONS) showed the Consumer Prices Index (CPI) rose by 3.2% in the 12 months to March 2024, down from 3.4% in February. The March CPI rate is the lowest in two and a half years and considerably down on the peak of 11.1% in October 2022.

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News in Review Wednesday 17th April 2024

Last week, positive news came in the form of the latest UK gross domestic product (GDP) data from the Office for National Statistics (ONS) which showed the economy grew by 0.1% in February. This extends the economic recovery after growth in January was revised up to 0.3% from 0.2%.

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Your Finance Matters Q2 Spring 2024

  • What could this election year have in store for investors?
  • Crafting your retirement strategy
  • Where next for the gl.....
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News in Review Wednesday 10th April 2024

New data from the British Retail Consortium (BRC) has revealed that shop price inflation has reduced to its lowest level in over three years. Recordings for the first week of March show an easing in annual price growth to 1.3%, a considerable reduction on the February reading of 2.5%, and well below the three-month average […]

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Some Important Tax Rates for 2024/25

  • Tax-free Savings for Individuals
  • Dividend Taxation
  • Income Tax Allowances
  • Personal Savings Allowance
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Your Window on Home Finance Spring 2024

  • What’s the best way to add value to your home this spring?
  • Buy-to-let landlords growing portfolios
  • Spring Budget.....
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Your Window on Money Spring 2024

  • Crafting your retirement strategy
  • Planning children’s financial futures
  • “A plan to grow the economy
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Your Window on Wealth Spring 2024

  • What could this election year have in store for investors?
  • “A plan to grow the economy”
  • IHT receipts .....
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Economic Review March 2024

New economic predictions produced by the Office for Budget Responsibility (OBR) suggest the UK economy is set to grow by more than previously expected over the course of the next two years.

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News in Review Wednesday 3rd April 2024

New data from the Society of Motor Manufacturers and Traders (SMMT) has revealed that UK car production increased by 14.6% in February, marking the six consecutive month of growth in the sector and the best February performance since 2021.

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News in Review Wednesday 27th March 2024

Inflation has fallen to its lowest level in almost two and a half years, according to data released by the Office for National Statistics (ONS) last week. The Consumer Prices Index (CPI) increased by 3.4% in the 12 month period to February 2024, reducing from the 4.0% figure recorded in January.

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Residential Property Review March 2024

The Royal Institution of Chartered Surveyors (RICS) has released a statement in response to the Spring Budget.

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Commercial Property Market Review March 2024

The Chancellor’s Spring Budget has been mostly met with disappointment from the commercial property industry, with many experts left wanting a stronger financial commitment to the sector’s development.

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News in Review Wednesday 20th March 2024

New UK growth statistics released from the Office for National Statistics (ONS) last week showed that monthly real gross domestic product (GDP) is estimated to have increased by 0.2% in January, following a 0.1% contraction in December.

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News in Review Wednesday 13th March 2024

Chancellor Jeremy Hunt delivered his Spring Budget last week, during which he provided an economic update from the Office for Budget Responsibility (OBR). The latest projections showed the rate of inflation is expected to fall below the Bank of England’s 2% target level in “a few months’ time.” The OBR expects economic growth of 0.8% […]

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Spring Budget 2024

On 6 March, Chancellor of the Exchequer Jeremy Hunt delivered his Spring Budget to the House of Commons declaring it was “a Budget for long-term growth.” The fiscal update included a number of new policy measures, such as a widely-anticipated reduction in National Insurance, abolition of the non-dom tax status and new savings products designed […]

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News in Review Wednesday 6th March 2024

House price data released last week from Zoopla highlighted that the number of homes on the market has increased by 21% year-on-year, as pentup demand provides a boost. Buyer demand has also picked up, with an 11% increase on the year, while sales agreed are 15% higher than this time last year.

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Economic Review February 2024

Official statistics released last month showed the UK economy fell into recession during the second half of last year, although more recent survey data does suggest the recession could already be over.

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News in Review Wednesday 28th February 2024

Last week, Bank of England (BoE) Governor, Andrew Bailey, indicated that the UK recession may already be over, citing “distinct signs of an upturn.”

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Residential Property Review February 2024

Increased demand from buyers and sellers is helping to get the housing market back on track this year.

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Commercial Property Market Review February 2024

The recently released UK Commercial Market in Minutes from Savills has identified 2024 as a pivotal year for the commercial property investment market. Expectations are for an uptick in investment volumes versus 2023, after a couple of years of falls, with some strengthening in prime yields also likely.

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News in Review Wednesday 21st February 2024

Data released last week from the Office for National Statistics (ONS) showed that UK gross domestic product (GDP) shrank by 0.3% in Q4 2023. Following a 0.1% contraction in Q3, the data shows that the UK slipped into a technical recession in the second half of 2023, measured by two consecutive quarters of GDP contraction. […]

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News in Review Wednesday 14th February 2024

Last week the latest data from the Halifax House Price Index for January showed that the average house price increased by 1.3% in the month, the fourth consecutive monthly rise. The average home in the UK now costs £291,029.

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News in Review Wednesday 7th February 2024

Last week, during their first meeting of 2024, the Bank of England’s (BoE’s) Monetary Policy Committee (MPC) voted to retain Bank Rate at 5.25% by a majority of six to three. Two members of the committee preferred to increase the rate by 0.25 percentage points, to 5.5%, with one member voting to reduce the rate […]

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Economic Review January 2024

Official statistics show the economy returned to growth in November, although analysts believe it remains a close call as to whether or not the UK will once again manage to avoid a recession.

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News in Review Wednesday 31st January 2024

On Friday, the latest UK consumer confidence data from GfK showed that households are more optimistic about their personal finances. The index recorded a three point increase in January, to a reading of -19, the highest level in two years.

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Commercial Property Market Review January 2024

The newly-released UK Commercial Cross Sector Outlook for 2024 from Savills has provided insight for the year ahead. Expectations from Mat Oakley, Director of Commercial Research, suggest that the factors impacting property values and confidence are set to improve this year, but as high inflation and interest rates abate, different challenges are set to confront […]

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Residential Property Review January 2024

Hope seems to be on the horizon for the housing market as the year gets off to a promising start.

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News in Review Wednesday 24th January 2024

Last week, data from the Office for National Statistics (ONS) showed the UK’s annual inflation rate, as measured by the Consumer Prices Index (CPI) increased by 4% in the year to December. An unexpected uptick from the 3.9% reading in November, it contrasts with expectations of a modest decline to 3.8% in a Reuters poll […]

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News in Review Wednesday 17th January 2024

New data from the Office for National Statistics (ONS) has revealed that UK GDP is estimated to have grown by 0.3% in November 2023, this follows a fall of 0.3% in the previous month, and just exceeds a Reuters poll of economists who forecast growth of 0.2% in the month.

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News in Review Wednesday 10th January 2024

There was good news for supermarkets last week, as new data from market research firm Kantar showed they experienced their busiest Christmas in four years. During the four-week period to Christmas Eve, Britons made 488 million visits to supermarkets, 12 million more trips than the same period the previous year, and the highest number since […]

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Your Window on Wealth Winter 2024

  • Preparing your portfolio for resilience in 2024
  • Global dividend update
  • ‘110 measures’ to grow the eco.....
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Your Window on Money Winter 2024

  • Planning to secure your financial future
  • Get the right protection in 2024
  • Getting the economy “back on track.....
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Your Window on Home Finance Winter 2024

  • What’s in store for the housing and mortgage markets in 2024
  • Autumn Statement update
  • Equity release bouncing bac.....
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Your Finance Matters Winter 2024

  • Preparing portfolios for resilience in 2024
  • Check you have the right protection in 2024
  • '110 measures' to grow the.....
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Economic Review December 2023

A surprise sharp decline in the rate of inflation has ignited hopes of an interest rate cut by spring, despite the Bank of England (BoE) insisting it is ‘too early’ to speculate about when rates might be reduced.

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News in Review Wednesday 3rd January 2024

Latest inflation data from the Office for National Statistics (ONS) revealed that the Consumer Prices Index (CPI) reduced to 3.9% in the year to November 2023, down from 4.6% recorded in the previous month.

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St Albans Postbox Toppers

We are proud to be sponsoring the St Albans Postbox Toppers again this year helping to raise funds for two incredible local charities – Cancer Hair Care and Hertfordshire Mind Network. Wishing you all a very happy Christmas and New Year.

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Commercial Property Market Review December 2023

According to recent analysis by Jones Lang LaSalle (JLL), real estate and investment management services provider, ‘grey’ warehouse space is increasing.

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Residential Property Review December 2023

Sellers accepted an average discount of £18,000 on their property sale in November 2023 – the highest average price cut in five years.

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News in Review Wednesday 20th December 2023

Last week, during their final meeting of 2023, the Bank of England’s (BoE’s) Monetary Policy Committee (MPC) voted by a six to three majority to retain Bank Rate at 5.25%, with the minority voting to raise the rate by 0.25%. This outcome was widely predicted, with all but one of 68 economists in a recent […]

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News in Review Wednesday 13th December 2023

Last week the European Commission proposed a three year postponement on the imposition of tariffs on electric vehicles (EVs) traded between the UK and the EU. Originally agreed as part of the Brexit deal, the tariff exemptions were due to end on 31 December 2023.

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News in Review Wednesday 6th December 2023

World leaders gathered in Dubai, United Arab Emirates (UAE), last Thursday for the 28th United Nations climate change conference (COP28). At the invitation of UAE President, Sheikh Mohamed bin Zayed Al Nahyan, King Charles addressed heads of state, leaders of governments and delegates at the opening ceremony.

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Economic Review November 2023

Revised forecasts from the Office for Budget Responsibility (OBR) suggest the UK economy is set to grow more slowly over the next two years than previously predicted.

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News in Review Wednesday 29th November 2023

Last week, Jeremy Hunt outlined 110 growth measures which he said would boost business investment by £20bn a year, as part of the Autumn Statement. In an effort to get the economy “back on track” the measures are intended to cut business taxes, raise business investment and get more people into work, in what he […]

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Commercial Property Market Review November 2023

November’s UK Commercial Market in Minutes from Savills has highlighted the continued robustness in the industrial and logistics sector, despite a reduction in take-up during the year due to economic uncertainty.

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Residential Property Review November 2023

According to the Royal Institution of Chartered Surveyors (RICS) October UK Residential Market Survey, demand is still falling faster than supply.

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Autumn Statement 2023

On 22 November, Chancellor of the Exchequer Jeremy Hunt unveiled the government’s latest tax and spending plans saying “we back British business” announcing 110 growth measures which he said would boost business investment by £20bn a year. The Chancellor said the government had taken difficult decisions to put the economy “back on track” and claimed, […]

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News in Review Wednesday 22nd November 2023

Some positive economic news was delivered last week in the form of better-than-expected inflation data for October. The latest official release from the Office for National Statistics (ONS) revealed that in the 12 months to October, the Consumer Prices Index (CPI) rose by 4.6%, down from 6.7% in September. A Reuters poll of economists had […]

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News in Review Wednesday 15th November 2023

Last Friday, UK growth figures from the Office for National Statistics (ONS) showed that the economy is estimated to have shown no growth in the third quarter of the year, following an increase of 0.2% in Q2. UK gross domestic product (GDP) is estimated to have increased by 0.6% in Q3 2023 compared with the […]

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News in Review Wednesday 8th November 2023

As highly anticipated, the Bank of England’s (BoEs) Monetary Policy Committee voted to retain Bank Rate at 5.25% last week for the second consecutive month. Six members of the committee favoured this course or action, while three members preferred a 0.25 percentage point increase to 5.5%.

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Economic Review October 2023

The Bank of England (BoE) Governor has described the latest batch of inflation statistics as “quite encouraging,” adding that he expects a “noticeable drop” in the headline rate when the next set of data is released later this month.

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News in Review Wednesday 1st November 2023

Ahead of this week’s first ever Artificial Intelligence (AI) Safety Summit at Bletchley Park, Rishi Sunak delivered a speech last Thursday on the global responsibility required to address and build a shared understanding of the risks posed by AI. Also, to realise its benefits and identify opportunities for future generations.

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Commercial Property Market Review October 2023

  • Industrial and warehouse space in demand
  • Buy-to-let landlords focus on commercial property
..... Read More

Residential Property Review October 2023

  • Conditions remain challenging
  • Rental properties receive 25 tenant enquiries
  • BoE concerns over longer mortgage term.....
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News in Review Wednesday 25th October 2023

The latest UK inflation data for September was released by the Office for National Statistics (ONS) last week, disclosing that the overall Consumer Prices Index (CPI) rate unexpectedly remained at 6.7%, ending three consecutive monthly declines. This clearly exemplifies that the battle with inflation is still at play, and at 6.7% remains the highest of […]

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News in Review Wednesday 18th October 2023

The most recent data from the Office for National Statistics (ONS) highlighted a modest 0.2% expansion in August, following a sharp 0.6% reduction in July. The monthly growth was in line with expectations from a Reuters poll of economists.

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News in Review Wednesday 11th October 2023

Financial services activity held relatively firm in the third quarter, according to the latest Financial Services Survey released last week by the Confederation of British Industry (CBI).

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News in Review Wednesday 4th October 2023

The UK’s economy has grown faster since the start of the pandemic than had initially been stated, according to new data released last week by the Office for National Statistics (ONS).

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Economic Review September 2023

  • Rate-hike pause as inflation dips
  • UK economy contracts in July
  • Markets
  • Retail sector shows signs of re.....
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Your Finance Matters Autumn 2023

  • Achieving your long-term financial goals
  • Crackdown on ‘finfluencers’
  • The FIRE investment movement
  • .....
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Your Window on Wealth Autumn 2023

  • Lifetime Allowance removal provides pension boost
  • ‘Megatrends are defining the future’
  • Overcome the c.....
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Your Window on Money Autumn 2023

  • Achieving your long-term financial goals
  • Crackdown on ‘finfluencers’
  • The FIRE investment movement
  • .....
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Your Window on Home Finance Autumn 2023

  • Mortgage Charter provides relief
  • New builds command hefty premium
  • What are the most common home insurance claims?<.....
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Residential Property Review September 2023

  • Economic uncertainty weighs on the residential market
  • Improved EPC ratings see green price premium
  • The highest yie.....
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Commercial Property Market Review September 2023

  • Private investors acquire £1.3bn of London office assets over 12 months
  • RAAC concrete issues impact on commercial property ow.....
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News in Review Wednesday 27th September 2023

At its meeting last week, the Bank of England’s Monetary Policy Committee (MPC) narrowly voted to maintain Bank Rate at 5.25%, ending a run of 14 consecutive increases.

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News in Review Wednesday 20th September 2023

Latest official figures from the Office for National Statistics (ONS) estimate that the UK economy contracted by 0.5% in July. The reduction was higher than the 0.2% decline which had been forecast by a poll of economists and follows a 0.5% increase in June.

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News in Review Wednesday 13th September 2023

The G20 summit concluded in Delhi on Sunday with a joint declaration that denounced using force for territorial gain but fell short of explicitly condemning Russia. Ukraine reacted angrily to the watered-down wording about the war, with foreign ministry spokesperson Oleg Nikolenko saying that the G20 had “nothing to be proud of”.

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News in Review Wednesday 6th September 2023

The latest Nationwide House Price Index (HPI) has highlighted ‘further weakness in house prices’ in August, registering a 0.8% fall month on month. Average UK house prices are currently £259,153, 5.3% below the August 2022 peak, an annual reduction of around £14,600.

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Economic Review August 2023

  • UK growth rate exceeds expectations
  • Interest rates rise again
  • Markets
  • Headline inflation rate declines.....
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News in Review Wednesday 30th August 2023

Early S&P Global/CIPS UK Purchasing Managers’ Index (PMI) survey data for August has highlighted that weaker household spending and increasing interest rates contributed towards a decline in demand for both services and goods during the month.

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News in Review Wednesday 23rd August 2023

The latest inflation data from the Office for National Statistics (ONS) has shown that the Consumer Prices Index (CPI) measured 6.8% in the 12 months to July 2023, down from 7.9% in June, the lowest rate since early 2022.

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Residential Property Review August 2023

  • Demand down but activity remains robust
  • Commercial hotspots for conversion
  • New-build price premium soars
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Commercial Property Market Review August 2023

  • Higher interest rates dampen investment
  • Alternative future for London offices
  • Sustainable buildings lead the way
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News in Review Wednesday 16th August 2023

Last Friday, newly released data from the Office for National Statistics (ONS) revealed a better-than-expected uplift in UK economic growth.

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Commercial Lending

  • What is commercial lending?
  • Asset finance
  • Invoice finance
  • Business insurance
  • Bridging fina.....
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News in Review Wednesday 9th August 2023

Last Thursday, the Bank of England’s (BoE) Monetary Policy Committee (MPC) voted to increase Bank Rate to 5.25%, a fourteenth consecutive rise that has taken Bank Rate to its highest level in 15 years.

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Shenely Village Fete 2023 ‘a great success’

We have been proud to support the Shenely Village Fete for a number of years so it was fantastic to hear that this year’s event was a great success and that they were able to donate the highest figure in the last 14 years to local clubs, societies and good causes. Next year’s fete will […]

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Economic Review July 2023

  • UK inflation rate declines
  • IMF upgrades economic growth forecast
  • Markets
  • Budget deficit declines in Ju.....
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News in Review Wednesday 2nd August 2023

Interest rates in the UK will need to stay higher for longer than previously forecast to tackle inflation, the International Monetary Fund (IMF) warned last week, despite improvements in the  country’s economic outlook since the start of 2023.

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News in Review Wednesday 26th July 2023

Last week, official data released by the Office for National Statistics (ONS) revealed that inflation in the UK fell further than expected in June to settle at 7.9%, down from 8.7% a month earlier and its lowest point since March 2022.

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Residential Property Review July 2023

  • RICS survey shows demand falling
  • Rising mortgage costs make defaults more likely
  • Rental market surge in demand
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Commercial Property Market Review July 2023

  • Pricing uncertainty weighs on the market
  • Retail midyear review
  • H1 hotel investment
  • Commercial property.....
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News in Review Wednesday 19th July 2023

Official figures released last week by the Office for National Statistics (ONS) showed that UK gross domestic product (GDP) contracted by 0.1% in May. Analysts pointed to the additional bank holiday for the coronation as a key factor in this decline.

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Your Finance Matters Summer 2023

  • Signs of optimism in the global economy
  • Striking a balance
  • Achieving real financial empowerment
  • IHT go.....
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Your Window on Wealth Summer 2023

  • Signs of optimism in the global economy
  • Striking a balance
  • Achieving real financial empowerment
  • IHT go.....
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Your Window on Home Finance Summer 2023

  • Mixed signals in housing and mortgage markets
  • Most houses for sale for 27 months
  • Home insurance for home renovatio.....
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Your Window on Money Summer 2023

  • Making purposeful financial decisions to combat inflation
  • The benefits of being a new tax year front runner
  • Invest.....
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News in Review Wednesday 12th July 2023

Chancellor Jeremy Hunt announced a package of reforms designed to boost pensions and increase investment in British businesses, in his first Mansion House speech which took place on Monday evening. He stated that the Mansion House Reforms aim to secure the best possible outcome for pension savers, whilst prioritising a strong, diversified gilt market and […]

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Economic Review June 2023

  • Inflation persistence forces rates higher
  • Surprise rise in pay growth
  • Markets
  • Retail sales rise unexpe.....
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News in Review Wednesday 5th July 2023

Last week, around 85% of lenders operating in the UK’s mortgage market signed a government Mortgage Charter agreeing to support borrowers, following a meeting with the Chancellor to discuss the impact of rising mortgage rates on homeowners.  

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News in Review Wednesday 28th June 2023

Last Thursday, the Bank of England (BoE)’s Monetary Policy Committee (MPC) voted to increase Bank Rate to 5%, a half percentage point rise that caught many economists by surprise.

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Residential Property Review June 2023

  • Mixed signals in mortgage and housing markets
  • Fewer would-be tenants fly the nest
  • Latest news for FTBs
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Commercial Property Market Review June 2023

  • Firms office space intentions over the next three years
  • UK Hotel transactional activity
  • Commercial property curre.....
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News in Review Wednesday 21st June 2023

New gross domestic product (GDP) figures released last week show the UK economy is estimated to have grown by 0.2% in April, following a fall of 0.3% the previous month, according to the Office for National Statistics (ONS). The latest data also revealed that GDP rose by 0.1% in the three months to April.

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Proud sponsors of the Shenley Village Fete July 2023

DGS are proud to be sponsoring the Shenley Village Fete which is being held on Saturday 2nd July 2023 in Harris Lane Playing Field starting at noon. More details can be found on their website at https://www.shenleyvillagefete.org/  

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News in Review Wednesday 14th June 2023

Rishi Sunak made his first trip to the White House as Prime Minister last week. His whirlwind two-day visit was meeting-filled, with US President Joe Biden saying that “important and positive discussions” had taken place “to deepen our bilateral economic relationship and expand our cooperation to shape the challenges and future for the remainder of […]

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News in Review Wednesday 7th June 2023

Last Thursday, the US Congress approved a deal to lift the country’s borrowing limit, thereby averting a crisis mere days before the country was due to default on $31.4tn of debt.

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Economic Review May 2023

  • UK growth forecasts upgraded
  • Interest rates rise again
  • Markets
  • More optimistic outlook for retailers
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News in Review Wednesday 31st May 2023

Official data released by the Office for National Statistics (ONS) last week revealed that inflation returned to single digits in April, following  even consecutive months residing above 10%. The Consumer Prices Index (CPI) increased by 8.7% in the 12-month period to April, down  from 10.1% in March.

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Residential Property Review May 2023

  • Mixed market signals in May
  • Detached homes best performer in past decade
  • Strongest post-Brexit year for London’s.....
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Commercial Property Market Review May 2023

  • Spotlight on UK retail
  • Stabilising L&I investment volumes
  • Grade-A office space reduces in Scotland
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News in Review Wednesday 24th May 2023

Rishi Sunak attended the G7 Summit in Hiroshima on Thursday, stopping off in Tokyo to agree new defence and economic deals; a UK business summit for Japanese corporations in the capital has resulted in a reported £18bn investment in UK property, windfarms and other projects.

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News In Review Wednesday 17th May 2023

As widely expected, the Bank of England’s (BoE’s) Monetary Policy Committee (MPC) voted to increase Bank Rate by a quarter of a percentage point to 4.5%, at its meeting last week. Seven members of the committee voted to raise the rate, while two members favoured maintaining Bank Rate at 4.25%.

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News in Review Wednesday 10th May 2023

The Coronation of King Charles III was expected to bring an additional £180m to UK hospitality and leisure businesses over the long weekend, according to recent estimates from Barclays. The same report noted that almost three in five UK small and medium-sized businesses (SMEs) expect revenues to increase on a quarterly basis in Q2 2023.

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Economic Review April 2023

  • Recent signs of economic resilience
  • Inflation remains stubbornly high
  • Markets
  • Rain dampens retail sale.....
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Some Important Tax Rates for 2023/24

  • Tax-free Savings for Individuals
  • Dividend Taxation
  • Income Tax Allowances
  • Personal Savings Allowance
Read More

News in Review Wednesday 3rd May 2023

The latest quarterly Recruitment Outlook from the British Chambers of Commerce (BCC) has highlighted that challenges remain for businesses surrounding the hiring of new staff. The survey of over 5,000 UK companies of differing sizes, from various sectors, who are attempting to recruit, has shown that firms in the manufacturing and hospitality sectors are most […]

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News in Review Wednesday 26th April 2023

The latest figures from the Office for National Statistics (ONS) highlight that the Consumer Prices Index (CPI) increased by 10.1% in the 12-month period to March 2023, down from 10.4% in the year to February. A poll of economists had predicted that inflation would fall below 10% in the month, but soaring food and drink […]

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Residential Property Review April 2023

  • Residential market update
  • More million-plus sales in 2022
  • Race for less space?
  • House prices headline s.....
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Commercial Property Market Review April 2023

  • Investor confidence returns as pricing plateaus
  • Commercial landlords at risk of non-compliance
  • Higher vacancy rate.....
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News in Review Wednesday 19th April 2023

New data from the Office for National Statistics (ONS) shows that the UK economy flatlined in February as strikes by public sector workers weighed on growth. Despite consensus estimates from a poll of economists forecasting a 0.1% increase in the month. The flat month-on-month performance can be attributed to the offsetting of construction growth by […]

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News in Review Wednesday 12th April 2023

Speaking at an event last week, Managing Director of the International Monetary Fund (IMF) Kristalina Georgieva outlined the financial agency’s global growth expectations for 2023. The Fund believe, that despite labour market resilience and strengthening consumer demand, economic growth will drop below 3% this year and remain at around 3% over the next five years.

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Your Finance Matters Spring 2022

  • Spring Budget recap
  • Taking steps to offset fiscal drag
  • Taxman on the trail of unpaid IHT
  • A pension –.....
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Economic Review March 2023

  • UK expected to avoid recession
  • Inflation rises unexpectedly
  • Markets
  • UK pay growth slows
  • Re.....
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News in Review Wednesday 5th April 2023

On Friday, the Office for National Statistics (ONS) revised its Q4 2022 data showing that the UK economy performed better than previously estimated. UK gross domestic product (GDP) is now estimated to have increased by 0.1% in the final quarter, up from the previous estimate of no growth.

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Your Window on Wealth Spring 2023

  • A recent survey suggests investors are becoming more confident despite ongoing economic challenges
  • By implementing various str.....
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Your Window on Money Spring 2023

  • Spiralling cost of living -what kind of lifestyle could you have in retirement?
  • Start your tax planning early in the new tax y.....
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Your Window on Home Finance Spring 2023

  • If you’re planning to put your home up for sale, there’s a lot to think about right now.
  • After another Bank Rate rise, how.....
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News in Review Wednesday 29th March 2023

The decision to increase Bank Rate to 4.25%, followed the announcement that inflation had reached 10.4% in the year to February, its highest level for 40 years.  Read more on this and other news from the week in our latest News in Review.

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Residential Property Review March 2023

  • Spring Budget - ‘trailblazer’ deals announced
  • Cautious boost for buyer enquiries
  • Soaring rents push people out.....
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Commercial Property Market Review March 2023

  • Spring Budget – Investment Zones announced
  • Capital values decline in February
  • Industrial and logistics sector .....
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News in Review Wednesday 22nd March 2023

Jeremy Hunt delivered his first Budget last Wednesday, billing it as “A Budget for Growth.” The Chancellor kicked off his statement with a commentary of the latest economic projections from the Office for Budget Responsibility (OBR).

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Spring Budget 2023

  • Economic forecasts
  • Everywhere
  • Enterprise
  • Employment
  • Education
  • Personal Taxatio.....
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News in Review Wednesday 15th March 2023

UK gross domestic product (GDP) grew by 0.3% in January, according to the latest official figures released by the Office for National Statistics (ONS) on Friday. Higher school attendance and the return of Premier League football helped growth return after a 0.5% contraction in December, though quarterly figures show that the economy stagnated between November […]

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News in Review Wednesday 8th March 2023

Footfall in UK retail stores bounced back in February 2023 from the levels recorded a year earlier, according to the latest data released on Friday by the British Retail Consortium (BRC). In total, footfall increased by 10.4% on an annual basis, but fell by 2.1% month-on-month.

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Economic Review February 2023

  • Interest rate peak may be approaching
  • BoE predicts shallower recession
  • Markets
  • Retail sales rebound un.....
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News in Review Wednesday 1st March 2023

On Friday, the latest release of GfK’s Consumer Confidence Index revealed a month-on-month improvement in consumer sentiment. In February 2023, total confidence was -38, seven points  higher on a monthly basis. All five measures that make up the overall gauge increased in comparison to January’s readings.

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News in Review Wednesday 22nd February 2023

Last Wednesday, the Office for National Statistics (ONS) released its latest UK  inflation figures, which revealed the Consumer Prices Index (CPI) rose by 10.1% in the year to January.

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Residential Property Review February 2023

  • Housing market continues slowdown
  • Energy-efficient homes hold value
  • Cost of renting soared in 2022
  • Hou.....
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Commercial Property Review February 2023

  • Commercial market downbeat but withstanding
  • Turning point for logistics and prime office shortages
  • Amazon set to s.....
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News in Review Wednesday 15th February 2023

The UK has narrowly avoided entering a recession by the slimmest of margins, as figures from the Office for National Statistics (ONS) show the economy had zero growth in the last three months of 2022. The official figures for December alone indicate that the economy fell by 0.5%, with strike action totalling 843,000 working days […]

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News in Review Wednesday 8th February 2023

Last week, the Bank of England’s (BoE) Monetary Policy Committee (MPC) voted by a majority of seven to two, to increase Bank Rate by 0.5 percentage points to 4%, its highest level for 14 years. The two committee members who opposed the half-point hike, favoured maintaining Bank Rate at 3.5%.  

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Economic Review January 2023

  • Data released by the Office for National Statistics revealed that the UK economy expanded unexpectedly by 0.1% in November.
  • Th.....
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News in Review Wednesday 1st February 2023

Last Friday, Chancellor Jeremy Hunt outlined his long-term vision for how to boost UK economic growth. This plan is based on four pillars which Mr Hunt said are “essential for any modern, innovation-led economy” – enterprise, education, employment and everywhere.

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News in Review Wednesday 25th January 2023

Data released last Wednesday revealed that UK inflation slowed for a second consecutive month, though prices still rose by 10.5% in the year to December. The small drop, down from 10.7% in November, came despite food prices soaring to their highest level since 1977 in the month. Restaurant and hotel prices also rose sharply in […]

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Residential Property Review January 2023

  • Housing market slowing but far from stopped
  • Record-breaking Boxing Day sales set tone for 2023
  • Landlords still opt.....
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Commercial Property Review January 2023

  • Commercial property deals at ten-year low
  • New Year recovery expected for hotel deals
  • Take-up of industrial and log.....
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News in Review Wednesday 18th January 2023

Good news came on Friday, when the latest data release from the Office for National Statistics (ONS) showed that UK monthly real gross domestic product (GDP) was estimated to have increased by 0.1% in November. Beating expectations of around 0.2% economic contraction, this small figure follows robust monthly growth of 0.5% in October, bolstered by […]

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News in Review Wednesday 11th January 2023

Last Wednesday, Prime Minister Rishi Sunak made his first major speech of the year, setting out five key goals on which he insisted voters should hold him to account. In a wide-ranging set of promises, Mr Sunak committed to halving inflation in 2023 and bringing down NHS waiting lists in the next two years. He […]

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Economic Review December 2022

  • Bank Rate raised again
  • Jobs market shows signs of cooling
  • Markets
  • UK economy rebounds in October
  • .....
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Your Finance Matters Winter 2023

  • Investment focus for the new year
  • Tax year end reminder
  • Giving your child a helping hand
  • It pays to th.....
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The Year in Review

A whistlestop tour of the last 12months, some key events in 2022 impacting the global economy and markets, and looking ahead to what 2023 may have in ..... Read More

News in Review Wednesday 4th January 2023

The government has confirmed the extension of the Mortgage Guarantee Scheme by one year to the end of December 2023. Positive news for people with 5% deposits, the scheme provides lenders with the financial guarantees they need to provide mortgages that cover the other 95%, on a house worth up to £600,000.

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Your Window on Wealth Winter 2023

  • Investment focus for the new year
  • Tax year end reminder
  • Giving your child a helping hand
  • It pays to th.....
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Your Window on Money Winter 2023

  • Financial fitness: Building retirement resilience
  • Tax year end reminder
  • Plan ahead to beat the tax chill
  • <.....
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Your Window on Home Finance Winter 2023

  • What next for housing and mortgages?
  • Stamp Duty in the Autumn Statement 2022
  • Downsizing on the up
  • Esse.....
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Residential Property Review December 2022

  • Demand drops amid economic uncertainty
  • Government falling short of affordable homes target
  • Mortgage support for bo.....
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Commercial Property Review December 2022

  • Stability and optimism for commercial property
  • Slowdown in Scotland
  • ‘Once in a generation moment’ for Oxford S.....
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News in Review Wednesday 21st December 2022

At the Monetary Policy Committees’ (MPCs’) December meeting, members voted by a majority of six to three to increase Bank Rate from 3% to 3.5%. The ninth consecutive hike, rates are now at their highest level for 14 years. With inflationary pressures persisting, the MPC said they ‘will respond forcefully as necessary.’

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News in Review Wednesday 14th December 2022

Last Friday, as temperatures plummeted, Chancellor Jeremy Hunt announced a package of over thirty UK financial services regulatory reforms, dubbed the ‘Edinburgh Reforms,’ which the government intends will ‘unlock investment and turbocharge growth in towns and cities across the UK.’ A considerable overhaul, the effects will be far-reaching, with the financial services sector contributing £216bn […]

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News in Review Wednesday 7th December 2022

UK house prices fell by 1.4% month-on-month in November, according to the latest Nationwide House Price Index released last Thursday, the biggest monthly drop since June 2020. At £263,788,  the non-seasonally adjusted November average price was 4.4% higher on an annual basis, compared to a yearly growth of 7.2% recorded in October.

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Economic Review November 2022

  • OBR forecasts long but shallow recession
  • Bank Rate hiked sharply
  • Markets
  • Record pay growth still lags .....
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Residential Property Review November 2022

  • More Stamp Duty changes in Autumn Statement
  • Hesitant FTBs put the brakes on
  • A quarter of landlords plan to sell
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Commercial Property Review November 2022

  • Weakening outlook for commercial property
  • Prime yields rise in stormy quarter
  • Strong take-up in big shed market
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News in Review Wednesday 30th November 2022

On Friday, retailers received a boost from deal-seeking shoppers who defied fears of a dampened event to spend more than in 2021. Amid inflationary pressures and cost-of-living concerns, Black Friday – historically the biggest online spending day before Christmas – saw a 3.2% increase in transactions, according to Barclaycard Payments. Footfall also increased and a […]

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News in Review Wednesday 23rd November 2022

Last Thursday, Chancellor of the Exchequer Jeremy Hunt set out his plan to “tackle the cost-of-living crisis and rebuild our economy” in his first Autumn Statement. Striking a defiant tone, the Chancellor said that he was “taking difficult decisions”, while emphasising that the government’s priorities are “stability, growth and public services.”

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Autumn Statement 2022

  • Economic forecasts
  • Personal taxation, wages and pensions
  • Business measures
  • Cost-of-living support
  • .....
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News in Review Wednesday 16th November 2022

Last week’s release by the Office for National Statistics (ONS) of its quarterly gross domestic product (GDP) estimate for July to September painted a picture of a shrinking UK economy. GDP fell by 0.2% in the third quarter, slightly less than predicted by some City economists, but enough to push the UK a step closer […]

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News in Review Wednesday 9th November 2022

At the latest meeting of the Bank of England’s Monetary Policy Committee (MPC) concluding on 3 November, Bank Rate rose by 0.75 percentage points, an eighth consecutive increase and the biggest for 33 years. Members of the MPC voted by a majority of seven to two to raise Bank Rate to 3%; of the two […]

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Economic Review October 2022

  • Chancellor’s fiscal statement delayed
  • Inflation back at 40-year high
  • Markets
  • UK economy unexpectedly.....
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News in Review Wednesday 2nd November 2022

Last week during the first meeting of the new Cabinet in Downing Street, Chancellor Jeremy Hunt announced the postponement of the government’s fiscal statement from 31 October to 17 November. Delayed by over a fortnight, the MediumTerm Fiscal Statement, due to be delivered in the House of Commons on Halloween, along with a forecast from […]

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News in Review Wednesday 26th October 2022

In another whirlwind week in UK politics, Liz Truss resigned last Thursday, the shortest serving Prime Minister in British history. Speaking outside Downing Street she said she could not deliver  the mandate on which she was elected. Her resignation after just 44 days kickstarted a contest to find the next Conservative leader and PM.

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Your Finance Matters Autumn 2022

  • The growing need for intergenerational planning
  • Retirement – where’s your ‘happy place’?
  • Challenging water.....
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Residential Property Review October 2022

  • Mortgage turmoil shakes housing market
  • Stamp Duty changes
  • Scottish tenants protected by rent freeze
  • Ho.....
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Commercial Property Review October 2022

  • Rising yields and flight to quality
  • New lease of life for Battersea Power Station
  • Overseas investors drive investm.....
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News in Review Wednesday 19th October 2022

Last Friday, in response to the mounting political crisis over his taxcutting Growth Plan, Kwasi Kwarteng arrived back earlier than scheduled from the International Monetary Fund (IMF) conference in Washington, and headed straight to Downing Steet, where the Prime Minister sacked him from the role after just 38 days.

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News in Review Wednesday 12th October 2022

Last week, International Monetary Fund (IMF) Managing Director Kristalina Georgieva delivered a speech in Washington DC entitled ‘Navigating a more fragile world.’ She referred to the combined impact of a trio of challenges – recovery from the pandemic, the Ukraine invasion and climate issues – which have driven a global price surge and referred to […]

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News in Review Wednesday 5th October 2022

The Prime Minister and Chancellor met with the Office for Budget Responsibility (OBR) on Friday morning to discuss the ramifications of their Growth Plan. In a move widely seen as an attempt to reassure financial markets following a challenging week, the Bank of England stepped in with a £65m intervention to carry out a temporary […]

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Economic Review September 2022

  • Chancellor’s Growth Plan
  • Bank under rate hike pressure
  • Markets
  • UK inflation dips slightly
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Your Window on Wealth Autumn 2022

  • The growing need for intergenerational planning
  • Challenging waters ahead
  • An 'epidemic of fraud' impacting young an.....
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Your Window on Money Autumn 2022

  • Your financial wellbeing hub
  • Keeing investment emotions in check
  • Pensions round-up
  • Retire early - repe.....
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Your Window on Home Finance Autumn 2022

  • Green home improvements adding value
  • Small steps to sell with success
  • Mortgage market review
  • Cost of l.....
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What does the sterling crisis mean for investors?

Last Friday’s mini-budget prompted a slump in the pound and a sell off in government bonds. Guy Foster, Chief Strategist at Brewin Dolphin, discusses why the market’s reaction was so severe, the likely policy response, and what it all means for investors. Please be aware that this communication was produced prior to the Governments u-turn […]

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News in Review Wednesday 28th September 2022

Last Friday, Kwasi Kwarteng outlined a series of tax cuts and measures aimed at boosting economic activity. His Growth Plan was built around three key priorities: reforming the supplyside of the economy, maintaining a responsible approach to public finances and cutting taxes to boost growth, he pledged, “Our entire focus is on making Britain more […]

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Fiscal Statement 2022

A day after Bank Rate rose from 1.75% to 2.25%, Chancellor Kwasi Kwarteng delivered his first statement on 23 September, outlining a series of tax cuts and measures aimed at boosting economic activity and growth.

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Long-term care

  • The cost of long-term care
  • Government support for care fees
  • Your property and funding your care
  • Giftin.....
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Residential Property Review September 2022

  • Strong monthly transactions but slowing activity ahead
  • Help to Buy ends
  • Greening homes “a monumental but essenti.....
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Commercial Property Review September 2022

  • Grade A offices dominate
  • Slower quarter for commercial property
  • Challenges ahead for data centres
  • Comm.....
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News in Review Wednesday 21st September 2022

The nation ground to a halt on Monday to observe a Bank Holiday for Her Majesty Queen Elizabeth II’s state funeral, rounding off an emotive period of mourning. Attended by world leaders, foreign royal families, heads of state, foreign dignitaries and representatives from across the Commonwealth, opening the service at Westminster Abbey, the Dean of […]

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News in Review Wednesday 14th September 2022

Just two days after appointing her fifteenth Prime Minister, the world was shaken by the news on Thursday of the death of Her Majesty Queen Elizabeth II at Balmoral Castle, in Scotland. Speaking at Downing Street on the evening of the Queen’s death, new Prime Minister Liz Truss proclaimed, “Queen Elizabeth II was the rock […]

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News in Review Wednesday 7th September 2022

As widely expected, Liz Truss was announced as the new leader of the Conservative Party and the next Prime Minister on Monday afternoon at the QE2 conference centre in the capital. The  Foreign Secretary was victorious over rival Rishi Sunak, winning 57% of Conservative Party member valid votes, a narrower margin than expected. Following the […]

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Economic Review August 2022

  • Retailers report sales growth
  • Bank hikes rates
  • Markets
  • UK economy contracts
  • Signs of cooli.....
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News in Review Wednesday 31st August 2022

Last Friday, Ofgem, the government regulator for the electricity and downstream natural gas markets in Great Britain, confirmed the energy price cap will increase from £1,971 to £3,549 a year from 1 October. An Ofgem press release justified the highly anticipated move stating, ‘The increase reflects the continued rise in global wholesale gas prices, which […]

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Commercial Property Market Review August 2022

  • Caution key in Q2 RICS survey
  • Scotland sky-high in Q2
  • New skyscraper for London
  • Commercial property cu.....
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Residential Property Review August 2022

  • Slowing market as demand dips again
  • Crash unlikely despite pressures
  • Landlords rue new EPC rules
  • House.....
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News in Review Wednesday 24th August 2022

UK retail sales improved in July, according to data released on Friday from the Office for National Statistics (ONS). Sales volumes rose by 0.3% in the month, outperforming predictions of a 0.2% decline.

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News in Review Wednesday 17th August 2022

In a week where droughts were officially declared across England, the Office for National Statistics’ (ONS) latest assessment of the UK economy revealed tough economic conditions. In the second quarter, the UK’s gross domestic product (GDP) fell by 0.1%, largely the result of a 0.6% monthly dip in June. According to ONS, June’s poor reading […]

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News in Review Wednesday 10th August 2022

After five successive smaller rises, last week saw the Bank of England’s Monetary Policy Committee (MPC) up the ante and increase Bank Rate by 0.5 percentage points, the biggest rate hike since the MPC was established in 1997.

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How inflation impacts you finances

  • Measuring inflation
  • The impact of high inflation
  • What is 'Bank Rate'?
  • Purchasing power
  • Imp.....
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News in Review Wednesday 3rd August 2022

Last week saw the International Monetary Fund (IMF) release its latest economic assessment and forecast for the global economy. Following the effects of the pandemic and Russia’s invasion of Ukraine, the IMF now expects growth to slow to 3.2% in 2022, a downgrade of 0.4 percentage points from its previous publication in April.

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Economic Review July 2022

  • UK economy expands in May
  • Inflation at 40-year high
  • Markets
  • Real pay in record fall
  • Govern.....
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News in Review Wednesday 27th July 2022

Retail sales edged lower last month as people reduced their fuel consumption, while households continue to struggle with fast rising prices. According to the most recent Office for National  Statistics (ONS) data released last Friday, retail sales volumes fell by a smaller-thanexpected 0.1% in June; economists surveyed in a Reuters poll had widely expected a […]

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Residential Property Review July 2022

  • Cooling demand slows sales
  • Help to Build applications open
  • Homebuyers wait longer as conveyancing delays impact
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Commercial Property Market Review July 2022

  • Strong first half for commercial property
  • Shopping centre investment up in H1 2022
  • Quality logistics space still i.....
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News in Review Wednesday 20th July 2022

Data released from the Office for National Statistics (ONS) last week shows how the UK economy returned to growth in May, recording expansion of 0.5% during the month. After shrinking in April and March, the growth experienced in May was higher than the flat growth widely anticipated by economists polled by Reuters.

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News in Review Wednesday 13th July 2022

Political news came thick and fast over the last week or so. Following Boris Johnson’s resignation last Thursday, a timetable for succession has now been announced by the 1922 Committee of  backbench MPs, with potential  contenders already jockeying for position as the race to replace the PM begins. The economy and the cost-of-living crisis are […]

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Your Finance Matters Q3 Summer 2022

  • Your retirement today
  • Revisiting your IHT strategy
  • Trust Registration Service update
  • Good to know - JI.....
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Economic Review June 2022

  • Slowdown fears mount
  • BoE ready to act ‘forcefully’
  • Markets
  • Real regular pay falling
  • Re.....
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Your Window on Money Summer 2022

  • Come retirement, you reap what you sow
  • When in (financial) doubt – talk it out!
  • Don’t give up your protection .....
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Your Window on Home Finance Summer 2022

  • Property trends shaping 2022
  • Considerations when buying new builds
  • Equity release product standard introduced
  • .....
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Your Window on Wealth Summer 2022

  • The power of purposeful wealth
  • Personality traits of the self-made millionaire
  • Spotlight on investor sentiment and.....
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News in Review Wednesday 6th July 2022

Despite a combination of economic and inflationary headwinds, homebuying demand remained strong during Q2 according to the most recent Homebuyer Hotspot’s Demand Index from GetAgent.

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The Value of Financial Advice

  • The numbers bear out
  • True value
  • A vital part of the advice process
  • What investors must remember
  • .....
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Leaving an Inheritance

  • Inheritance Tax (IHT) and you
  • The benefits of forward planning
  • Protecting your family's financial future
  • <.....
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Investing in Times of Uncertainty

  • Finding the right balance
  • Communication is key
  • Adopting the longer-term view
  • Diversifying your portfol.....
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Investing for the Long Term

  • Lessons from history
  • Not the first FTSE 100 dip
  • The ascent of the 1990s
  • A 1,000-point drop
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Tax Planning

  • How professional advice can help
  • Your investments
  • Pension planning pays
  • Getting ahead with Inheritance.....
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Sustainable and Ethical Investing

  • Investing responsibly
  • The moral maze
  • Ethical investing
  • ESG and Sustainable Investing
  • The t.....
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Retirement Planning

  • Your vision for retirement
  • Your retirement options
  • The value of financial advice
  • Your retirement plan<.....
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Receiving a Windfall

  • Handling an inheritance
  • Received a large bonus?
  • Or even won the lottery?
  • Selling your business or prop.....
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Pensions

  • What is a pension?
  • What types of pensions are there?
  • What tax relief do I get on my pension contributions?
  • .....
Read More

Mortgages

  • Finding the right mortgage for you
  • How much can you afford to borrow?
  • Getting your finances in order
  • W.....
Read More

Life Insurance

  • Deciding how much cover is right for you
  • Term insurance or whole-of-life policy?
  • Choosing a joint or single policy.....
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ISAs

  • Finding the right ISA for you
  • How much can you save in your ISA?
  • Opting for cash or shares – or a combination?
Read More

Investing

  • Why should you invest?
  • Lessons from the past
  • The right strategy – step by step
  • Communication – a v.....
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Investing for Children

  • Assess your objectives
  • Making an investment plan
  • Choosing the most suitable investment
  • Top tips for ma.....
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Intergenerational Financial Planning

  • A need to optimise family resources
  • ‘The Great Wealth Transfer’
  • Involving your family
  • Solutions to.....
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Inheritance Tax

  • Are you considering IHT planning?
  • What’s the threshold and how can I reduce my liability?
  • The main residence nil.....
Read More

Home Insurance

  • Deciding what type of cover is right for you
  • Protecting your valuables away from the home
  • Understanding how an exc.....
Read More

Equity Release

  • Two ways to release equity
  • This mortgage is for life (usually)
  • Home reversion and lifetime mortgages
  • T.....
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End of Tax Year Planning

  • Your main tax planning opportunities for the 2023-24 tax year
  • Focus on your pension, ISAs, IHT and CGT
  • Using your .....
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News in Review Wednesday 29th June 2022

UK retail sales contracted in May as consumers reduced their spending, according to data released by the Office for National Statistics (ONS) last Friday.

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Residential Property Review June 2022

  • UK housing market – busy but slowing
  • More FTBs eligible for Right to Buy
  • British cities staging comeback
  • <.....
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Commercial Property Review June 2022

  • Quality is key for London office space
  • Warehouses resilient despite challenges
  • Robust recovery for hotel investmen.....
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News in Review Wednesday 22nd June 2022

The Monetary Policy Committee (MPC) voted to raise Bank Rate last week, hiking the rate from 1% to 1.25%, the fifth consecutive rate rise. The MPC voted six to three to raise the rate by 0.25 percentage points, with the members in the minority voting for a 0.5 percentage point rise to 1.5%. Pushing the […]

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News in Review Wednesday 15th June 2022

The release of the latest Economic Outlook from the Organisation for Economic Co-operation and Development (OECD) last week, highlighted that global GDP is now projected to slow this year to around 3%, remaining at a similar pace next year.

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News in Review Wednesday 8th June 2022

Over the last week, the Queen’s Platinum Jubilee celebrations largely dominated the news. The extended bank holiday weekend provided an opportunity for people and communities throughout the UK to come together to celebrate the historic milestone.

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Economic Review May 2022

  • Bank warns of deteriorating outlook
  • Cost of Living Support package
  • Markets
  • Inflation hits 40-year high.....
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News in Review Wednesday 1st June 2022

” I am not trying to claim we have solved the entire problem for everyone… no government could”

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News in Review Wednesday 25th May 2022

Inflation continues its ascent, with the Consumer Price Index (CPI) rising to 9.0% in the 12 months to April 2022, up from 7.0% in March, according to the latest data from the Office for National Statistics (ONS). Rishi Sunak addressed the Confederation of British Industry last week, following release of the latest data saying, “the […]

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Residential Property Review May 2022

  • Three key Queen’s Speech commitments
  • Housing market still resilient in face of inflation worries
  • House prices he.....
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Commercial Property Review May 2022

  • Return to the office
  • Strong demand but caution endures
  • Logistics quarterly round-up
  • Commercial propert.....
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News in Review Wednesday 18th May 2022

With challenging financial and economic news in abundance, there are some good signs at least for the UK car industry. Recent analysis from the Society of Motor Manufacturers and Traders (SMMT) has shown that sales of used cars in the UK increased by 5.1% in Q1, with 1,774,351 cars changing hands.

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News in Review Wednesday 11th May 2022

Interest rate rises were big news last week on home shores, across the pond and in Australia, as central banks acted in an effort to curb inflation. The Monetary Policy Committee voted by a 6-3 majority to increase Bank Rate by 0.25 percentage points to 1%, with further tightening expected in the coming months. Interestingly, […]

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Economic Review April 2022

  • IMF cuts growth forecast
  • Inflation soars to 30-year high
  • Markets
  • Wage squeeze continues
  • Re.....
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News in Review Wednesday 4th May 2022

The US economy contracted in Q1 as surging inflation and supply disruptions weighed on output. A slower pace of inventory investment by businesses also weighed on the growth of the world’s largest economy, as did fading government stimulus. The 1.4% decline in gross domestic product in the first quarter marked a sharp turnaround from the […]

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News in Review Wednesday 27th April 2022

As expected, the latest data set from the Office for National Statistics (ONS) highlighted that consumer spending, impacted by rising costs, led to a reduction in UK retail sales throughout March. As people tightened up on nonessential spending, retail sales volumes fell by 1.4% in the month following a decline of 0.5% in February. This […]

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Residential Property Review April 2022

  • Supply shortages fail to blunt sales
  • Soaring rents as Scotland catches up
  • Housing hotspots create fierce competiti.....
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Commercial Property Review April 2022

  • Industrial space in high demand in Q1
  • Optimism returns to Aberdeen office market
  • Prime office space still hotly so.....
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Your Finance Matters Q2 Spring 2022

  • Striking a balance this spring
  • Tax year 2022/23 – get your ducks in a row
  • Taking positive steps to achieve finan.....
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News in Review Wednesday 20th April 2022

Speaking in Washington DC prior to the release of the International Monetary Fund’s (IMF) biannual World Economic Outlook this week, Managing Director Kristalina Georgieva previewed her thoughts on the global economy. Opening her speech, she declared, “To put it simply: we are facing a crisis on top of a crisis… First, the pandemic: it turned […]

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News in Review Wednesday 13th April 2022

During a week when the news agenda was again dominated by harrowing scenes from Ukraine, the government unveiled its long-awaited Energy Security Strategy. The new plan places renewed emphasis on nuclear power along with an increase in wind, hydrogen and solar production, and aims to boost UK energy independence and tackle rising prices.

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Wealth Newsletter

  • Striking a balance this spring
  • Tax year 2022/23 – get your ducks in a row
  • Taking positive steps to achieve finan.....
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Money Newsletter

  • Time to spring into action
  • Look after your life
  • Back in the driving seat
  • In your 40s? Your pension age.....
Read More

Home Finance Newsletter

  • Time to get moving this spring
  • Renters feel the extra strain of cost-of-living crisis
  • Life changes – so should y.....
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News in Review Wednesday 6th April 2022

Last Thursday, major news broke as Joe Biden ordered an unprecedented release of crude oil from America’s Strategic Petroleum Reserves to tame rising energy costs. In an attempt to combat what the US President branded “Putin’s price hike,” he issued the release of one million barrels of oil per day from May, totalling 180 million […]

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Economic Review March 2022

  • Bank Rate raised again
  • OBR downgrades growth forecast
  • Markets
  • Unemployment below pre-pandemic rate
Read More

News in Review Wednesday 30th March 2022

Rishi Sunak opened the Spring Statement on 23 March by speaking about his admiration for the Ukrainian people, commending the strength of the UK economy to help fund their army and impose sanctions on Putin’s regime. The Chancellor warned that actions against Russia are costly and present a risk – not just to the UK […]

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Commercial Property Review March 2022

  • Prime space snapped up by legal firms
  • Impact of Ukraine crisis on commercial property
  • Yields back at pre-pandemic .....
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Residential Property Review March 2022

  • Sales up as demand stays strong
  • Soaring rents are here to stay
  • Bedrooms lost as homeowners adapted to pandemic
Read More

Spring Forecast Statement 2022

Chancellor of the Exchequer, Rishi Sunak, delivered his 2022 Spring Statement on 23 March, confirming implementation of the politically contentious 1.25 percentage-point rise in most National Insurance contributions, though with revised thresholds to mitigate the impact.

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News in Review Wednesday 23rd March 2022

Last Thursday, as highly anticipated, the Bank of England (BoE) announced the third increase in Bank Rate in four months, placing more  pressure on household finances. The Monetary Policy Committee (MPC) members voted by an eight to one majority in favour of the 0.25 percentage point rise from 0.5% to 0.75%, in a bid to […]

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News in Review Wednesday 16th March 2022

With a week to go until the next fiscal event in the government’s calendar – the Spring Forecast Statement on 23 March – new research from the Institute for Fiscal Studies (IFS) has highlighted its belief that the Chancellor has some big decisions to make in the face of soaring living costs and new economic […]

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News in Review Wednesday 9th March 2022

Last week, as the invasion of Ukraine entered a second week, the President of the World Bank declared the situation “a catastrophe” for the world. Although David Malpass stressed his biggest concern is “about the pure human loss of lives” he also highlighted the economic impact of the war, which, although devastating for Ukraine, also […]

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Economic Review February 2022

  • Interest rates rise again
  • Signs of economic resurgence
  • Markets
  • Pay levels fall in real terms
  • <.....
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News in Review Wednesday 2nd March 2022

‘Freedom Day’ in England was overshadowed last Thursday as Russian President Vladimir Putin ordered the invasion of Ukraine, with troops attacking the country from the north, south and east. The European Union hailed the invasion as one of the darkest hours for Europe since World War II, warning Russia will be hit with ‘massive sanctions.’ […]

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News in Review Wednesday 23rd February 2022

Storms Dudley, Eunice and Franklin swept the country over the last week or so, causing major disruption. With trains and flights cancelled, schools and venues closed, people were urged to avoid travel and to stay at home. The economic impact will no doubt be felt as people hunkered down to stay safe.

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News in Review Wednesday 16th February 2022

With the dust settling on the recent rise in Bank Rate and an increase in springtime inflation expectations, some positive news was released at the tail end of last week in the form of Q4 GDP data. The official statistics from the Office for National Statistics (ONS) show that GDP increased by an estimated 7.5% […]

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News in Review Wednesday 9th February 2022

Financial announcements came thick and fast last week, impacting household budgets and living standards for millions across the UK. As anticipated by many economic commentators, on Thursday the Monetary Policy  Committee voted to increase Bank Rate from 0.25% to 0.5%, in an effort to dampen the pace of price rises over the longer term. Despite […]

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Economic Review January 2022

  • Economy regains pre-pandemic size
  • Inflation at 30-year high
  • Markets
  • Wages squeezed by rising inflation.....
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News in Review Wednesday 2nd February 2022

Some interesting data was released last week, which prompted speculation as to the Chancellor’s intentions regarding the rise in National Insurance Contributions (NICs) in April. The data showed that government borrowing reached nearly £17bn in December; despite this being the fourth highest December figure ever recorded, the figure was below expectations. Total borrowing in the […]

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News in Review Wednesday 26th January 2022

The biggest economic story of last week is something impacting everyone’s pockets – inflation. Data released from the Office for National Statistics (ONS) on Wednesday revealed that surging food and energy prices had pushed inflation to a near 30-year high of 5.4% in December, up from 5.1% the previous month.

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Residential Property Review January 2022

  • Strong end to record-breaking year – but uncertainty ahead
  • Government reacts to cladding crisis
  • FTBs soar to 20-.....
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Commercial Property Review January 2022

  • Upbeat tone in new year forecasts
  • Less office space as flexible working dominates
  • ESG key for hotels
  • C.....
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News in Review Wednesday 19th January 2022

A raft of economic news landed in the last week or so, one of the most prominent being the latest UK gross domestic product (GDP) statistics from the Office for National Statistics (ONS), which highlighted that the UK economy surpassed pre-COVID levels for the first time in  November – a significant milestone.

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Your Finance Matters Q1 Winter 2022

  • Great expectations for the year ahead
  • Climate disclosures – high on corporate agendas in 2022
  • What’s on your p.....
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News in Review Wednesday 12th January 2022

As the new year takes root, the latest IHS Markit/CIPS Purchasing Managers’ Index has highlighted an elevated level of optimism amongst UK manufacturing firms. Although supply issues and staff shortages continue to hamper growth in the sector, production rose at the end of last year and output ticked up across the consumer, intermediate and investment […]

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Economic Review December 2021

  • Bank sanctions December rate rise
  • UK growth rate stutters
  • Markets
  • Labour market remains resilient
  • .....
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Wealth Newsletter

  • Great expectations for the year ahead
  • Climate disclosures – high on corporate agendas in 2022
  • Investor income bo.....
Read More

Money Newsletter

  • Building financial resilience in the new year
  • Be pension prepared in 2022
  • Climate concern – consumers and invest.....
Read More

Home Finance Newsletter

  • The housing market – what does 2022 hold in store?
  • Property ‘catfishing’ – new word, old trend?
  • Lifetime r.....
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News in Review Wednesday 5th January 2022

As wages stagnate, and energy bills and taxes rise, the latest quarterly Labour Market Outlook released by the Resolution Foundation has warned that millions of families face a ‘year of the squeeze’ in 2022, potentially leaving the average household £1,200 worse off. The expected rise in the energy price cap and National Insurance contributions in […]

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News in Review Wednesday 22nd December 2021

Last week the Bank of England (BoE) became the first major central bank to raise interest rates since the onset of the pandemic. At a meeting ending on 16 December, the Bank’s nine-member Monetary Policy Committee voted by an 8-1 majority to raise rates to 0.25%, an increase of 0.15 percentage points. Speaking after announcing […]

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Commercial Property Review December 2021

  • Strong performance from retail parks
  • Repurposed department stores promise more vibrant high streets
  • Industrial and.....
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Residential Property Review December 2021

  • Slowing activity but demand remains high
  • Race for space? That’s so 2020
  • Unrelenting demand and uncertainty for t.....
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News in Review Wednesday 15th December 2021

New restrictions have been imposed in England to help target the rise of the Omicron variant. The measures announced last Wednesday include increased requirements for maskwearing, working from home where possible and proof of vaccination or COVID status at nightclubs and crowded indoor spaces. In addition, Boris Johnson addressed the nation on Sunday evening to […]

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News in Review Wednesday 8th December 2021

Last week saw the Organisation for Economic Co-operation and Development (OECD) publish its latest appraisal of world economic prospects. In a relatively upbeat assessment, the Paris-based soothsayer predicted that global growth will hit 5.6% this year before moderating to 4.5% in 2022 and 3.2% in 2023. However, the OECD did warn of potential risks suggesting […]

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Economic Review November 2021

  • Inflationary pressures mount
  • Rate rise speculation intensifies
  • Markets
  • Jobs market withstands furlough.....
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News in Review Wednesday 1st December 2021

Following the discovery of the COVID-19 Omicron variant on UK shores, Boris Johnson took to the Downing Street podium on Saturday to announce “temporary and precautionary” measures to contain the spread of the variant.

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Residential Property Review November 2021

  • Spending pledges for housing in Autumn Budget
  • First-time buyers at the fore
  • High costs stop homes from going green.....
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Commercial Property Review November 2021

  • Business rates boost for hospitality and leisure
  • ESG at the forefront post-COP26
  • EPC B rating still elusive despit.....
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News in Review Wednesday 24th November 2021

During a week which saw the government confirm it was cancelling the Leeds leg of the HS2 high-speed rail line, the Confederation of British Industry (CBI) said more needed to be done to end the North-South divide and ensure economic growth was evenly spread around the UK.

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News in Review Wednesday 17th November 2021

At a Downing Street news conference on Sunday evening, following the conclusion of the COP26 Summit, Boris Johnson hailed the climate deal as “game-changing”, before adding that it sounds “the death knell for coal power.”

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News in Review Wednesday 10th November 2021

Following many hours of discussions, the Monetary Policy Committee (MPC) decided to retain the Bank of England (BoE) base rate at its record low of 0.1% at its meeting last week. The decision was made despite predictions of inflation hitting a peak of 5% next April. BoE Governor, Andrew Bailey, clarified that inflation is currently […]

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Economic Review October 2021

  • OBR forecasts stronger growth
  • UK inflation likely to hit 5%
  • Markets
  • Retail sales extend record decline.....
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News in Review Wednesday 3rd November 2021

All eyes turned to Glasgow on Monday as world leaders convened for COP26, which is being hailed as the most important climate change summit since the Paris Agreement was struck in 2015. The next couple of weeks are set to be packed with important announcements about the future of the planet.

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Autumn Budget Update 2021

  • Economic forecasts
  • Spending Review
  • Personal taxation, wages and pensions
  • Business taxes
  • Ch.....
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Residential Property Review October 2021

  • Supply still lagging demand
  • Rents surge nationwide
  • Transport links key for house hunters
..... Read More

Commercial Property Review October 2021

  • Strong recovery for UK flex market
  • Strongest capital growth for a decade
  • New investment in world-leading science p.....
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News in Review Wednesday 27th October 2021

A closely monitored survey, released last week, suggests the UK economy unexpectedly regained momentum during October. The preliminary reading of the IHS Markit/CIPS Composite Purchasing Managers’ Index (PMI) rose to 56.8, up from 54.9 in September. This represents the largest monthly increase since May and beat the consensus forecast in a Reuters poll of economists […]

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News in Review Wednesday 20th October 2021

Chancellor Rishi Sunak stressed the importance of nations working together to tackle supply chain issues at a meeting of G7 (Group of Seven) nations in Washington last week. The meeting of finance ministers and central bank governors discussed the importance of ensuring that global supply chains become more resilient.

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News in Review Wednesday 13th October 2021

In its latest assessment of world economic prospects published on Tuesday, the International Monetary Fund (IMF) lowered its 2021 global growth forecast slightly to 5.9%. The international soothsayer also stated that risks to economic prospects have increased, while policy trade-offs have become more complex in the ongoing pandemic.

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Your Finance Matters Q4 Autumn 2021

  • Autumn: time to hunker down and get organised
  • COVID prompts uplift in grandparental support
  • Sudden Wealth Syndrome.....
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Economic Review September 2021

  • Upgrade to UK GDP growth
  • BoE raises inflation forecast
  • Markets
  • Job vacancies hit record high
  • <.....
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News in Review Wednesday 6th October

The easing of COVID restrictions has resulted in an economic rebound that has exceeded initial estimates, according to data from the Office for National Statistics (ONS). During Q2, the economy grew by 5.5%, up from the 4.8% forecast earlier this year. This is a result of higher spending since April, when the first lockdown easing […]

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Wealth Newsletter Autumn 2021

  • Grounds for economic optimism as we journey through the autumn
  • Muddy waters swirl around IHT
  • COVID prompts uplift .....
Read More

Money Newsletter Autumn 2021

  • Autumn: Time to hunker down and get organised
  • UK investors plan to continue lockdown habits
  • COP26 – the investme.....
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Home Finance Newsletter Autumn 2021

  • Housing and mortgage recovery to remain strong
  • Lockdown savings? Should you overpay on your mortgage?
  • Young adults.....
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News in Review Wednesday 29th September 2021

In a unanimous decision, the Bank of England (BoE) Monetary Policy Committee (MPC) voted to maintain Bank Rate at its record low of 0.1% last week. The vote came as the supply chain crisis,  largely driven by an ongoing shortage of heavy goods vehicle (HGV) drivers, shows signs of holding back economic recovery.

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News in Review Wednesday 22nd September 2021

The travel industry has featured prominently in the news over the past seven days, with an easing of travel restrictions announced on both sides of the Atlantic. Last Friday, simplification of the traffic light system and testing requirements in England, was greeted positively by business groups, with the British Chambers of Commerce describing the move […]

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Commercial Property Market Review September 2021

  • Robust figures for commercial property market
  • Return of workers sparks office space war
..... Read More

Residential Property Review September 2021

  • Signs of solidity in UK housing market
  • New government investment in affordable homes
  • Energy efficiency crucial to .....
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News in Review Wednesday 15th September 2021

Over the past seven days, government plans to raise National Insurance contributions to fund the health and social care system have continued to feature prominently in the news headlines. Last Wednesday, despite warnings of a mass Tory rebellion, MPs voted by 319 votes to 248 to approve the new ‘health and social care levy’.

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Economic Review August 2021

  • Strong second quarter growth
  • Cost pressures transitory says BoE
  • Markets
  • COVID distortions send earning.....
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News in Review Wednesday 8th September 2021

On Tuesday, Boris Johnson took to the Downing Street podium, following an earlier appearance in the House of Commons, to set out the government’s intentions to “help our NHS recover from the pandemic and build back better by fixing the problems in health and social care.”

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News in Review Wednesday 1st September 2021

With the summer holiday season drawing to a close, travel stocks were impacted last week, following the latest announcement from the Transport Secretary.

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News in Review Wednesday 25th August 2021

During a week in which the news agenda was dominated by Afghanistan, the US Federal Reserve warned it could start cutting back support for the economy sooner than markets had previously expected.

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Residential Property Review August 2021

  • Transition to eco homes hotting up
  • Sales spree ahead of Stamp Duty changes
  • Enquiries dip as new instructions fall .....
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Commercial Property Review August 2021

  • Investment in student accommodation nears £2bn in H1
  • Indicators point to improving market sentiment in Q2
..... Read More

News in Review Wednesday 18th August 2021

With double jabbed people, as well as those aged under 18 in England and Northern Ireland, no longer legally required to self-isolate if they are identified as a close contact of a positive COVID-19 case, many will be breathing a sigh of relief, not least businesses who have struggled with staff shortages.

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Economic Review July 2021

  • UK growth forecast upgraded
  • Inflation views begin to diverge
  • Markets
  • Labour market recovery continues<.....
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News in Review 11th August 2021

In an open letter to UK institutional investors last week, Boris Johnson and Rishi Sunak urged pension schemes to invest more of savers’ money into UK assets, to help drive the economic recovery and boost longterm growth prospects.

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New in Review 4th August 2021

Last week saw the International Monetary Fund (IMF) release its latest assessment of the global economy. Among the headline stories was a sharp increase to this year’s UK growth forecast, with the renowned international soothsayer now predicting a 7% expansion – 1.7 percentage points higher than its previous projection published in April.

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News in Review Wednesday 28th July 2021

During a week which saw the delayed Tokyo Olympics finally get underway, the news agenda on these shores was largely dominated by the so-called ‘pingdemic’.

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Residential Property Review July 2021

  • Building Safety Bill published
  • Property prices in Scotland continue to rise
  • Scarcity of new listings
..... Read More

Commercial Property Review July 2021

  • Moratorium on commercial evictions extended
  • Logistics sector goes from strength to strength
  • Confidence in London o.....
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New in Review 21st July 2021

Ahead of so-called ‘Freedom Day’ on Monday, Boris Johnson urged people to exercise caution as most restrictions on social contact were lifted in England. With the Prime Minister and Health Secretary currently isolating, and UK daily infections totalling around 50,000, there are warnings that cases will surge over the summer.

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News in Review 14th July 2021

In Monday’s Downing Street briefing, Prime Minister Boris Johnson confirmed that almost all remaining coronavirus restrictions will lift on Monday 19 July, despite cases and hospital admissions rising, as it was felt that a further delay could risk a bigger surge in the autumn.

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Your Finance Matters Q3 Summer 2021

Included in this edition:
  • Summer may be here but what about the LTA freeze?
  • Keeping up with the Joneses? Your personal goals .....
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News in Review Wednesday 7th July 2021

In a Downing Street briefing on Monday, Prime Minister Boris Johnson said ministers will make a final decision on 12 July, whether step four of restriction easing would happen as planned on 19 July.

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Economic Review June 2021

  • MPC maintains monetary stance
  • Record jump in employee numbers
  • Markets
  • Government borrowing chasm narro.....
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Wealth Newsletter Summer 2021

  • Reasons to be cheerful
  • COVID: Changing the way we invest
  • Retirees tempted by 'risky' investments
  • Risin.....
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Money Newsletter Summer 2021

  • Growing optimism for a Great British summer
  • Social media and the younger investor
  • Keeping up with the Joneses? You.....
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Home Finance Newsletter Summer 2021

  • Bright summer expected for the housing market
  • Mortgage guarantee scheme reassures lenders
  • Equity release availabil.....
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News in Review Wednesday 30th June 2021

Last week, the Bank of England’s Monetary Policy Committee (MPC), unanimously voted to maintain base rates at an all-time low of 0.1%. In a statement released on Thursday, the MPC shrugged off concerns over a pick-up in inflation, saying its expectation is that ‘the economy will experience a temporary period of strong GDP growth and […]

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Residential Property Review June 2021

  • Renting less expensive than buying a property
  • Stamp Duty holiday taper approaches
  • Value of mortgages rises
  • <.....
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Commercial Property Review June 2021

  • Shopping centres on the brink
  • Retirement villages set to breathe life back into the high street
  • Growth in hotel ma.....
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News in Review Wednesday 23rd June 2021

Last Friday, the Confederation of British Industry (CBI) published its latest economic forecast, which predicts UK GDP growth is set to bounce back to pre COVID levels by the end of the year, despite the four-week delay in lifting all lockdown restrictions.

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News in Review Wednesday 16th June 2021

The G7 Summit in Cornwall dominated headlines over the weekend, with leaders of the ‘Group of Seven’ (UK, US, Canada, Germany, France, Italy and Japan) meeting to discuss global worldwide issues, including vaccination programmes, economic recovery and climate change.

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Economic Review May 2021

  • BoE upgrades growth forecast
  • Inflation rate rises sharply
  • Markets
  • Jobs market: ‘Early signs of recov.....
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News in Review Wednesday 9th June 2021

Ahead of the G7 Summit in Carbis Bay, Cornwall, later this week, where leaders from some of the world’s most influential countries are meeting to discuss major global issues, several Finance Ministers met in London at the weekend to discuss a whole host of global economic issues, including reforms to the global tax system to […]

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News in Review Wednesday 2nd June 2021

The latest quarterly Service Sector Survey conducted by the Confederation of British Industry (CBI), has provided further evidence of growing confidence within the UK economy.

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News in Review Wednesday 26th May 2021

Good news came over the weekend as a significant vaccination milestone was surpassed. Tipping over the marker, after over 700,000 jabs were administered on Saturday alone, the UK has now delivered over 60 million vaccinations, first and second doses combined.

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Commercial Property Review May 2021

  • Amazon expanding UK warehouse space
  • Commercial property snapshot
  • Breathing life into London’s office space
  • .....
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Residential Property Review May 2021

  • Queen’s Speech is ‘significant’ for housing market
  • Strong demand and a lack of supply drive prices
  • Top citie.....
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News in Review Wednesday 19th May 2021

Despite concerns growing over the spread of the Indian variant, as clusters of the B.1.617.2 continue to be discovered across the UK, at a Downing Street briefing last Friday, Boris Johnson confirmed the planned phase three easements would proceed on 17 May.

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News in Review Wednesday 12th May 2021

On Monday, the Prime Minister confirmed that the next stage of easing measures will go ahead as intended on 17 May. People in England will be able to resume numerous activities, including hugging loved ones, meeting indoors, dining inside restaurants and visiting indoor entertainment venues such as cinemas and museums.

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Economic Review April 2021

  • Stronger recovery predicted
  • Labour market 'broadly stable'
  • Markets
  • Retail sales surge
  • .....
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News in Review Wednesday 5th May 2021

During the May Bank Holiday weekend, a momentous milestone was achieved as the UK surpassed 50 million vaccine doses administered: 34,588,600 first vaccine doses and 15,500,949 second doses.

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Residential Property Review April 2021

  • Spring sees the busiest ever housing market
  • Government launches 95% mortgage guarantee scheme
  • Sense of urban reviv.....
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Commercial Property Review April 2021

  • UK's costliest office block up for sale
  • UK commercial rental payments continue to be impacted
  • Positive signs for t.....
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News in Review Wednesday 28th April 2021

US President Joe Biden has pledged to cut his country’s emissions by 50-52% compared to 2005 levels, by the year 2030. The President unveiled the new target during his opening remarks at a two-day virtual Climate Summit, which started last Thursday to coincide with Earth Day.

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News in Review Wednesday 21st April 2021

A sobering milestone of three million global COVID deaths was surpassed last week, just a day after the Director General of the World Health Organisation (WHO), Dr Tedros Adhanom Ghebreyesus, warned the world was “approaching the highest rate of infection” so far. The US, India and Brazil have recorded the highest number of cases so […]

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News in Review Wednesday 14th April 2021

As the country embarked on its latest easing of lockdown measures, the Prime Minister urged “everyone to continue to behave responsibly.” In a statement released ahead of the reopening of non-essential shops and pub gardens, Mr Johnson described the rule relaxations as “a major step forward in our roadmap to freedom” and added, “I’m sure […]

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Your Finance Matters Q2 Spring 2021

Included in this issue:
  • Vaccines put a spring in investors' step
  • Planning to retire in 2021?
  • ESG: A megatrend her.....
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Economic Review March 2021

  • B0E: Outlook 'unusually uncertain'
  • Surprise fall in inflation
  • Markets
  • Retailer optimism rising
  • .....
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News in Review Wednesday 7th April 2021

On Easter Monday, the Prime Minister confirmed that restrictions in England are to ease as planned on 12 April, with non-essential shops, gyms, hairdressers and outdoor hospitality venues set to reopen. Mr Johnson said, “We set out our roadmap and we’re sticking to it. And I want to stress, that we see nothing in the […]

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Spring Budget 2017

Home Finance Newsletter 2021

  • Positive signs for the property market
  • How your front door could add value to your home
  • What did the 2021 Budget h.....
Read More
Spring Budget 2017

Wealth Newsletter Spring 2021

  • Vaccines put a spring in investors' step
  • The world's happiest retirees
  • A little more than a year after coronavirus.....
Read More
Spring Budget 2017

Money Newsletter Spring 2021

  • New investors spring into action
  • Why it pays to update your pension expression of wishes
  • Hopes of a "swifter a.....
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News in Review Wednesday 31st March 2021

The Prime Minister has stressed “we must proceed with caution” and warned that we do not know “exactly how strong” the country’s defences against another wave of COVID will be despite the UK’s “very impressive” vaccine rollout. Speaking at a Downing Street briefing on Monday, on the day stay-at-home rules ended in England, Mr Johnson […]

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Residential Property Review March 2021

  • Stamp Duty holiday extension
  • Mortgage guarantee scheme set to launch
  • Strongest spring housing market for a decade<.....
Read More

Commercial Property Review March 2021

  • Transaction volumes 'muted'
  • BA considers sale of HQ
  • M&S proposes redevelopment of Marble Arch flagshi.....
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News in Review Wednesday 24th March 2021

The Prime Minister stressed “Our roadmap to freedom depends on the continued success of our vaccination programme,” during a week that also saw new daily jab records set on three consecutive days and the country come together for a national day of reflection to mark the anniversary of the first coronavirus lockdown.

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News in Review Wednesday 17th March 2021

Last week, the Organisation for Economic Cooperation and Development (OECD) released its latest set of forecasts declaring ‘a global economic recovery is in sight.’ The international soothsayer said prospects have ‘improved markedly in recent months’ as vaccine rollouts gather momentum and the US launches a massive new stimulus package.

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News in Review Wednesday 10th March 2021

The Prime Minister has hailed the collective efforts of the British public, as the country embarks on the first stage of the roadmap out of lockdown. Speaking on Sunday, the day before pupils across England began returning to the classroom, Mr Johnson said the reopening of schools marked a “truly national effort to beat this […]

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Spring Budget 2017

Spring Budget 2021

Chancellor of the Exchequer, Rishi Sunak, delivered his second Budget on 3 March declaring that “we will recover”. The key fiscal event, which had been delayed from the Autumn due to the pandemic, centred on a £65bn three-part plan designed to continue supporting British people and businesses through the pandemic, ‘fix’ the public finances once […]

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Economic Review February 2021

  • UK economy poised for recovery
  • Labour market uncertainty
  • Markets
  • Inflationary pressures mount
  • .....
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News in Review Wednesday 3rd March

On Wednesday afternoon, all eyes will be on the Chancellor as he presents his much awaited second Budget in the House of Commons. COVID support is likely to feature front and centre on Rishi Sunak’s agenda, with immediate areas to address including decisions over furlough and business support.

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Residential Property Review February 2021

  • House price growth slows
  • Nearly 750,000 buyers benefit from Stamp Duty holiday
  • Regional variations in values of fa.....
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Commercial Property Review February 2021

  • Widening disparity between commercial property sectors
  • Despite drop in investment "there is genuine optimism in the Scotti.....
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News in Review Wednesday 24th February 2021

The Prime Minister has unveiled a four-step plan to gradually ease lockdown restrictions in England, with the aim of lifting all legal limits on social contact by 21 June. Speaking in the House of Commons on Monday, Mr Johnson told MPs his roadmap was “cautious but also irreversible” and that decisions at each stage would […]

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News in Review Wednesday 17th February 2021

As the UK endured icy temperatures last week, the Prime Minister appealed to the two million people from the first four priority groups yet to receive a vaccination, to come forward for their jab.

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News in Review Wednesday 10th February 2021

The UK passed a significant milestone last week, as 10 million people received their first vaccine dose. The largest vaccination programme in British history is now fast approaching 13 million vaccinated and despite the cold snap prompting the closure of some vaccination centres across the country, is on course to meet the 15 February goal […]

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Economic Review January 2021

  • Vaccinations provide economic hope
  • Retailers suffer annus horribilis
  • Markets
  • Borrowing remains at reco.....
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News in Review Wednesday 3rd February 2021

As the vaccination programme continues in earnest, on Monday, at a Downing Street briefing, Matt Hancock confirmed that 9.2 million people in the UK had been vaccinated to date, including a record 931,204 vaccinations done last week alone.

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News in Review Wednesday 27th January 2021

Hosting a Downing Street press conference on Tuesday, Boris Johnson said it was “hard to compute the sorrow” after the UK passed a grim milestone of 100,000 deaths from COVID-19. The Prime Minister added, “The years of life lost, the family gatherings not attended and, for so many relatives, the missed chance to even say […]

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Residential Property Review January 2021

  • Momentum in residential market expected to slow
  • Buy-to-let limited companies on the rise
  • Price gap between freehol.....
Read More

Commercial Property Review January 2021

  • Sustainable buildings - property developers tune in
  • Retail footfall drops 43.4% in 2020
  • 2020 a record year for UK .....
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News in Review Wednesday 20th January 2021

The Prime Minister has described the move to extend England’s vaccination programme to people aged 70 and over, along with clinically extremely vulnerable individuals as a “significant milestone.” Mr Johnson’s comments came on Monday, the same day that ten new mass vaccination hubs were opened across England.

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Your Finance Matters Q1 Winter 2021

Included in this issue:
  • Glimmers of hope for the New Year
  • New Year's resolution? Get to know your pension age(s)
  • .....
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News in Review Wednesday 13th January 2021

The UK is at the “worst point” of the pandemic, Matt Hancock said as he addressed the nation on Monday. Government figures show that over 80,000 people have now died, while over 32,000 are currently in hospital.

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News in Review Wednesday 6th January 2021

As the UK saw in the New Year in a more subdued way than usual, with much of the country under tier 4 restrictions, fireworks and a light display illuminated the sky over London. An hour earlier, as Big Ben struck 11pm, a new era had begun for the UK, after it completed its formal […]

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Economic Review December 2020

  • Brexit trade talks
  • Economy 'unusually uncertain'
  • Markets
  • Redundancies hit record high
  • .....
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Home Finance Newsletter Winter 2021

  • Property market - the latest
  • How much space can £231k buy you?
  • Equity release market shows signs of recovery
  • .....
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Wealth Newsletter Winter 2021

  • Glimmers of hope for the New Year
  • IHT receipts fall for the first time in a decade
  • New Year's resolution? Get to k.....
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Money Newsletter Winter 2021

  • Looking forward to a better year
  • Put your ISA on the agenda in Q1
  • Struggling to save for retirement? Try this tip<.....
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News in Review Wednesday 30th December 2020

After months of negotiations, on issues including fishing rights and business rules, an agreement between the UK and EU was finally reached on Christmas Eve, just days before the deadline.

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News in Review Tuesday 22nd December 2020

As Boris Johnson took to the Downing Street podium on Saturday afternoon, his imminent announcement was a game changer for millions of people across the country. With the virus spreading more rapidly in parts of the country, driven by a new variant, new tier 4 restrictions (applicable from midnight on Saturday) were introduced in London […]

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Residential Property Review December 2020

  • Positive start for property market in 2021
  • House price growth hits five-year high
  • What were homebuyers’ top prio.....
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Commercial Property Review December 2020

  • Record uptake for industrial & logistics sector in 2020
  • Retail sector woes continue
  • Scottish commercial proper.....
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News in Review Wednesday 16th November 2020

Brexit talks have restarted after Prime Minister Boris Johnson and European Commission President Ursula von der Leyen agreed to an extension of their original 13 December deadline. Following a “constructive” telephone call, during which the pair discussed “major unresolved topics”, both parties agreed that talks should continue.

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News in Review Wednesday 9th December 2020

As the UK death toll surpassed 60,000 last week, the first consignment of the Pfizer/BioTech vaccine arrived in the country from Belgium. With 40 million doses on order, sufficient to vaccinate 20 million people, the first doses have been distributed to various designated hospital vaccination centres across the country. On Tuesday, the NHS embarked on […]

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Economic Review November 2020

  • Spending review
  • Revised economic forecasts
  • Markets
  • Inflation ticks higher
  • Brexit deadline .....
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News in Review Wednesday 2nd December 2020

On 25 November, Chancellor Rishi Sunak stood before the House of Commons to outline the Spending Review for the year ahead. Opening his speech, he delivered a stark warning about the difficulties that lie ahead, stating, “Our health emergency is not yet over. And our economic emergency has only just begun.”

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Residential Property Review November 2020

  • Housing market activity remains strong
  • Home sales pipeline increases
  • Mortgage payment holidays extended
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Commerical Property Market Review – November 2020

  • Overseas investors return to the market
  • Flexible office businesses take a hit
  • Amazon on the lookout for new UK hub.....
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News in Review Wednesday 25th November 2020

The International Monetary Fund’s (IMF) recently released annual report, entitled ‘A year like no other’, highlights the extraordinary extent of the government fiscal support provided this year to bolster global growth. As of September 2020, $11.5trn globally has been provided by governments, to extend lifelines to businesses and people. In addition, the IMF has committed over […]

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News in Review Wednesday 18th November 2020

Another grim milestone was reached last week, as the UK became the first European country to exceed 50,000 COVID deaths. The UK is now the fifth country in the world to record this toll, after the US, Brazil, India and Mexico.

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News in Review Wednesday 11th November 2020

As lockdown 2.0 kicked off in England on 5 November, at a Downing Street press conference that afternoon, Boris Johnson confirmed his intention that the rules will expire on 2 December, at which point the tiered approach will resume.

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Economic Review October 2020

  • UK recovery slows
  • Retail recovery fears
  • Markets
  • Unemployment rising
  • Brexit talks resume
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News in Review Wednesday 4th November 2020

With a shroud of lockdowns descending over swathes of Europe and the UK, as virus cases surge, England followed suit on 31 October, with Boris Johnson announcing national lockdown measures commencing 5 November for four weeks

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News in Review Wednesday 28th October 2020

Last week, as tighter coronavirus rules came into force for millions of people across the UK, Chancellor Rishi Sunak unveiled significant changes to the government’s support package with increased financial assistance for businesses and workers hit by COVID restrictions.

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Your Finance Matters Q4 Autumn 2020

Included in this issue:
  • The intergenerational impact of coronavirus
  • Small island living - rediscovering what we already have<.....
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Autumn Newsletter

Wealth Newsletter Autumn 2020

  • Coronavirus - a black swan event?
  • Kiss your cash goodbye
  • In the news
  • Are you on your best investor beh.....
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Autumn Newsletter

Money Newsletter Autumn 2020

  • Age 20 or 50+? Maintain your retirement focus
  • Have you saved during lockdown?
  • Titanic disaster led to historic lif.....
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Autumn Newsletter

Home Finance Newsletter Autumn 2020

  • The post-lockdown trends ruling the property market
  • Renovation nation gets stuck in
  • 'Astonishing' recovery for mor.....
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Economic Review September 2020

  • Winter economy plan
  • Lockdown recovery fears
  • Markets
  • Inflation falls sharply
  • Negative rate .....
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Property Market Review September 2020

  • Property transactions slow, but warehouse demand rises
  • Interest in large Supermarket sites surges
  • The changing fac.....
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The Week in Review Monday 28th September

Last week began with the government’s most senior science and medical advisers issuing a stark warning about the rise in coronavirus cases witnessed over recent weeks. At a Downing Street data briefing, Sir Patrick Vallance and Professor Chris Whitty said that, without any further action, the UK could “end up with something like 50,000 cases […]

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The Week in Review Monday 21st September 2020

All over the country, people have been struggling to get tested for coronavirus, with appointments paused and the system under immense pressure as demand spikes. Some people in need of a test have reported being directed to sites located hundreds of miles from their homes. Data shows that just a third of tests conducted in […]

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The Week in Review Monday 14th September

With the number of coronavirus cases rising across the UK, the Prime Minister was back on the Downing Street podium last Wednesday to announce new measures. As we enter the autumn, with the country at a critical moment and the average rate of new infection four times higher than in mid-July, the governemnt announced the introduction […]

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The Week in Review Monday 7th September

Millions of children in England and Wales returned to school last week. For many, it was the first time in attendance since March, due to the disruption caused by the pandemic. Pupils started adjusting to life in a class or year group bubble, with a raft of precautionary measures in place, such as one-way entrance […]

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Your Finance Matters

  • Building financial resiliance
  • Protecting your investment portfolio
  • Keep your retirement plans on track.....
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Summer Economic Update July 2020

In March, Rishi Sunak unveiled “one of the largest and most comprehensive economic responses in the world” to protect the UK’s population against the impact of coronavirus. The £160bn plan, the Chancellor said, was just the first stage of the government’s response to the pandemic. Four months later, on 8 July, the Chancellor stepped up […]

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Summer Newsletter 2017

Money Newsletter Summer 2020

  • Building financial resiliance
  • Maintaining your protection cover is vitally important
  • In the news
  • .....
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Summer Newsletter 2017

Wealth Newsletter Summer 2020

  • Keep your retirement plans on track
  • Reassurance for savers
  • In the news
  • Spreading risk has al.....
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Summer Newsletter 2017

Home Finance Newsletter Summer 2020

  • Property market: Where are we now?
  • Happy street name - more valuable home?
  • In the news
  • Payme.....
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We’re in the press!

Articles written by our Chartered Financial Planners Ginnette Kennedy and Paul Matthews were included in the advertisement features recently distributed with the Evening Standard and Sunday Telegraph.

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Spring Budget 2017

Spring Newsletter 2020

  • Make time for life's big decisions
  • Finger on the pulse - investing in uncertain times
  • Key points from .....
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