Your Window on Money Spring 2026

Inheritance Tax (IHT) isn’t just a later-life issue. Rising property values and rule changes mean planning earlier matters more than ever. Awareness and advice is key.

  • Transfers to spouses or civil partners are currently exempt from IHT
  • Reviewing contributions and investment strategy can reduce future shortfalls
  • Diversification and discipline help manage emotional investment decisions
  • Dividend Allowance remains £500 per tax year outside ISAs
  • Investing early in Individual Savings Accounts maximises potential tax-free growth over the year
  • Only 42% of UK consumers hold life, income or critical illness protection