Whole of Life Assurance is used to cover a liability that will arise on your eventual death. Typically, this could be for one of the following reasons:
- To meet an Inheritance Tax Liability
- To cover funeral expenses
- To protect your financial dependents on death
There is no fixed term with Whole of Life cover. As long as the premiums are met, the cover will remain in force until the life assured dies. Whole of Life cover can be arranged on a single life or joint life basis and the premiums can either be guaranteed or reviewable.
The sum assured under a Whole of Life policy can be arranged to pay out on death only, or if critical illness is included, death or earlier critical illness whichever event occurs first.
DGS have offices in London, Hertfordshire and the Midlands. We have a dedicated team of Independent Financial Advisers (IFA) and Chartered Financial Planners who can ensure you are receiving the right financial advice and the highest standard of service.
We also hold ‘Chartered Financial Planner’ status. To find out more about what that means for you, click here.
For a free consultation to discuss your Whole Of Life Assurance requirements together with any other financial needs
Contact Us today"I would like to provide feedback on the excellent professional service that Sara Titmus has provided. Sara has been my financial advisor for many years now and recently assisted with setting up a new mortgage, life insurance and critical cover to support the selling and buying of a new property. Sara at all times displays […]"
Mrs White, Essex
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