Sara Titmus DipPFS, Cert SMP - DGS Chartered Financial Planners

Sara Titmus DipPFS, Cert SMP

About me

I am a Diploma qualified Independent Financial Advisor, working primarily with individuals and families throughout their lives. I specialise in later life planning, including lifetime mortgages, equity release and planning for long term care and inheritance tax. I am an Associate Member of the Society of Later Life Advisers (SOLLA) and DGS is a Member of the Equity Release Council.

My services also include mortgages, life and income protection, retirement planning and I am keen to promote ethical investments to clients.

My history

I started working in financial services in 1993, before becoming independent in 1998. During my early career I predominantly worked with estate agents, giving me an extensive background in mortgage planning. After becoming an independent financial adviser I continued to work in the St Albans/South Herts area, joining DGS, as the business’ first female IFA, in the summer of 2010.

My qualifications

  • R01 – Financial services, regulation and ethics
  • R02 – Investment principles and risk
  • R03 – Personal taxation
  • R04 – Pensions and retirement planning
  • R07 – Advanced Mortgage Advice
  • R08 – Pensions update
  • FPC – Financial Planning Certificate
  • CF6 – Mortgage advice
  • CF7 – Equity release
  • CF8 – Long term care planning
  • HR1 – Home reversion