Sara Titmus DipPFS, Cert SMP
I am a Diploma qualified Independent Financial Advisor, working primarily with individuals and families throughout their lives. I specialise in later life planning, including lifetime mortgages, equity release and planning for long term care and inheritance tax. I am an Associate Member of the Society of Later Life Advisers (SOLLA) and DGS is a Member of the Equity Release Council.
My services also include mortgages, life and income protection, retirement planning and I am keen to promote ethical investments to clients.
I started working in financial services in 1993, before becoming independent in 1998. During my early career I predominantly worked with estate agents, giving me an extensive background in mortgage planning. After becoming an independent financial adviser I continued to work in the St Albans/South Herts area, joining DGS, as the business’ first female IFA, in the summer of 2010.
- R01 – Financial services, regulation and ethics
- R02 – Investment principles and risk
- R03 – Personal taxation
- R04 – Pensions and retirement planning
- R07 – Advanced Mortgage Advice
- R08 – Pensions update
- FPC – Financial Planning Certificate
- CF6 – Mortgage advice
- CF7 – Equity release
- CF8 – Long term care planning
- HR1 – Home reversion