CHARTERED FINANCIAL PLANNER
DANIEL HOWARTH APFS MBA
Office Location
Hertfordshire
I am a Chartered Financial Planner and have worked in financial services since 2014. I work with clients to design and implement financial plans. I tailor my services to your needs which typically involves a combination of comprehensive financial planning, investment management, retirement planning, tax-efficiency strategies, risk management and insurance and estate planning guidance.
I believe that life is a journey, and your finances are the vehicle that gets you where you want to go. Navigating market volatility, complex tax laws and countless investment options can feel overwhelming. You don’t need a salesperson; you need a trusted guide. My aim is to create a customised and holistic plan that aligns your money with your aspirations giving you the clarity and confidence to move forwards.
About Me
After graduating from the University of Southampton, I started my career in financial services in London specialising in international wealth management and mortgage finance in 2014. Whilst working as a manager at a specialist high-net-worth international financial brokerage in London and studying for my Executive Masters in Business Administration (MBA) at Bayes Business School, I decided to change my career and specialise in financial advice. I joined DGS Chartered Financial Planners in 2024.
- R01 Financial services, regulation & ethics
- R02 Investment principles and risk
- R03 Personal taxation
- R04 Pensions and retirement planning
- R05 Financial protection
- R06 Financial planning practice
- CF6 Mortgage advice
- CF1 UK Financial Services and Ethics
- AF1 Personal Tax and Trust Planning
- AF5 Financial Planning Process
- Diploma in Financial Planning
- Executive Masters in Business Administration
- BA (Hons) French and History