CHARTERED FINANCIAL PLANNER
JAMES LACEY APFS
Office Location
Hertfordshire
As an independent financial adviser I love to help people work towards their financial goals and aspirations, providing answers to the “can I?” or “what if?” questions we often face.
Whether your needs are just your own or wider family related, personal or business based, I can help. Work with clients will always start with a chat (tea & biscuits optional but advised!) and then be built around your requirements and wishes, with a view to providing advice that fits and flows with your circumstances over the long-term.
About Me
After graduating from the University of Plymouth, I started my career in the automotive sector, at the UK headquarters of a global car manufacturer. After spending some time away from work with my young son, I decided to turn a long-held passion for consumer finance into a new career path, self-studying for my Diploma in Regulated Financial Planning and joining DGS Chartered Financial Planners in 2020.
In my 5+ years working at DGS, I’ve gone on to achieve the Level 6 Advanced Diploma and was proud to become Chartered in December 2025.
- R01 Financial services, regulation & ethics
- R02 Investment principles and risk
- R03 Personal taxation
- R04 Pensions and retirement planning
- R05 Financial Protection
- R06 Financial planning practice
- R07 Advanced Mortgage Advice
- J02 Trusts
- J10 Discretionary Investment Management
- CF6 Mortgage Advice
- LP2 Financial Services products and solutions
- AF1 Personal tax and trust planning
- AF4 Investment planning
- AF5 Financial Planning Process
- AF8 Retirement Income Planning
- Diploma in Financial Planning
- BSc (Hons) Design, Technology & Business – First Class
- Advanced Diploma in Financial Planning